LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,336
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$18,907
−HK$579/mo
Today · 4.125%
HK$19,486
baseline
▲ 0.50% · 4.625%
HK$20,672
+HK$1,186/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$38,972/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,399
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$20,946
−HK$555/mo
Today · 4.125%
HK$21,501
baseline
▲ 0.50% · 4.625%
HK$22,634
+HK$1,133/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$43,002/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,003
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,688
−HK$695/mo
Today · 4.125%
HK$23,383
baseline
▲ 0.50% · 4.625%
HK$24,806
+HK$1,423/mo
Deposit HK$3.22M · loan HK$4.82M · min. income ≈ HK$46,766/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,479
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,135
−HK$666/mo
Today · 4.125%
HK$25,801
baseline
▲ 0.50% · 4.625%
HK$27,161
+HK$1,360/mo
Deposit HK$3.22M · loan HK$4.82M · min. income ≈ HK$51,602/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,671
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,469
−HK$811/mo
Today · 4.125%
HK$27,280
baseline
▲ 0.50% · 4.625%
HK$28,940
+HK$1,660/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$54,560/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$241,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,558
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,324
−HK$777/mo
Today · 4.125%
HK$30,101
baseline
▲ 0.50% · 4.625%
HK$31,688
+HK$1,587/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$60,202/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$241,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,005
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,032
−HK$1,043/mo
Today · 4.125%
HK$35,075
baseline
▲ 0.50% · 4.625%
HK$37,209
+HK$2,134/mo
Deposit HK$804K · loan HK$7.24M · min. income ≈ HK$70,150/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,718
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,703
−HK$999/mo
Today · 4.125%
HK$38,702
baseline
▲ 0.50% · 4.625%
HK$40,742
+HK$2,040/mo
Deposit HK$804K · loan HK$7.24M · min. income ≈ HK$77,404/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,239 · Scale 2, in force from 26 Feb 2026)