Skip to content
Home Mortgage Planner

Mortgage Planner

Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.

HK$80.42M HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$256,727
−HK$16,099/mo
▼ 0.25% · 3.875%
HK$264,713
−HK$8,113/mo
Today · 4.125%
HK$272,826
baseline
▲ 0.50% · 4.625%
HK$289,427
+HK$16,601/mo

Deposit HK$24.13M · loan HK$56.29M · min. income ≈ HK$545,652/mo (50% DSR)

Upfront cash ≈ HK$27.54M (deposit + AVD stamp duty HK$3,417,817 · Scale 2, in force from 26 Feb 2026)

For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.