LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,340
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$18,911
−HK$579/mo
Today · 4.125%
HK$19,490
baseline
▲ 0.50% · 4.625%
HK$20,676
+HK$1,186/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$38,980/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,403
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$20,951
−HK$555/mo
Today · 4.125%
HK$21,506
baseline
▲ 0.50% · 4.625%
HK$22,639
+HK$1,133/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$43,012/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,008
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,693
−HK$695/mo
Today · 4.125%
HK$23,388
baseline
▲ 0.50% · 4.625%
HK$24,811
+HK$1,423/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$46,776/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,484
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,141
−HK$666/mo
Today · 4.125%
HK$25,807
baseline
▲ 0.50% · 4.625%
HK$27,167
+HK$1,360/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$51,614/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,676
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$26,475
−HK$811/mo
Today · 4.125%
HK$27,286
baseline
▲ 0.50% · 4.625%
HK$28,947
+HK$1,661/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$54,572/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$241,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,565
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,331
−HK$777/mo
Today · 4.125%
HK$30,108
baseline
▲ 0.50% · 4.625%
HK$31,695
+HK$1,587/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$60,216/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$241,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,012
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$34,039
−HK$1,044/mo
Today · 4.125%
HK$35,083
baseline
▲ 0.50% · 4.625%
HK$37,217
+HK$2,134/mo
Deposit HK$804K · loan HK$7.24M · min. income ≈ HK$70,166/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,726
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,711
−HK$999/mo
Today · 4.125%
HK$38,710
baseline
▲ 0.50% · 4.625%
HK$40,751
+HK$2,041/mo
Deposit HK$804K · loan HK$7.24M · min. income ≈ HK$77,420/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,292 · Scale 2, in force from 26 Feb 2026)