LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,341
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$18,912
−HK$579/mo
Today · 4.125%
HK$19,491
baseline
▲ 0.50% · 4.625%
HK$20,677
+HK$1,186/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$38,982/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,404
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$20,952
−HK$555/mo
Today · 4.125%
HK$21,507
baseline
▲ 0.50% · 4.625%
HK$22,640
+HK$1,133/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$43,014/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,009
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,694
−HK$695/mo
Today · 4.125%
HK$23,389
baseline
▲ 0.50% · 4.625%
HK$24,813
+HK$1,424/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$46,778/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,485
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,142
−HK$666/mo
Today · 4.125%
HK$25,808
baseline
▲ 0.50% · 4.625%
HK$27,168
+HK$1,360/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$51,616/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,678
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$26,476
−HK$812/mo
Today · 4.125%
HK$27,288
baseline
▲ 0.50% · 4.625%
HK$28,948
+HK$1,660/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$54,576/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$241,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,566
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,332
−HK$777/mo
Today · 4.125%
HK$30,109
baseline
▲ 0.50% · 4.625%
HK$31,696
+HK$1,587/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$60,218/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$241,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,014
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,041
−HK$1,043/mo
Today · 4.125%
HK$35,084
baseline
▲ 0.50% · 4.625%
HK$37,219
+HK$2,135/mo
Deposit HK$804K · loan HK$7.24M · min. income ≈ HK$70,168/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,728
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,713
−HK$999/mo
Today · 4.125%
HK$38,712
baseline
▲ 0.50% · 4.625%
HK$40,753
+HK$2,041/mo
Deposit HK$804K · loan HK$7.24M · min. income ≈ HK$77,424/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,303 · Scale 2, in force from 26 Feb 2026)