LTV · monthly repayment
▼ 0.50% · 3.625%
HK$183,415
−HK$11,502/mo
▼ 0.25% · 3.875%
HK$189,120
−HK$5,797/mo
Today · 4.125%
HK$194,917
baseline
▲ 0.50% · 4.625%
HK$206,777
+HK$11,860/mo
Deposit HK$40.22M · loan HK$40.22M · min. income ≈ HK$389,834/mo (50% DSR)
Upfront cash ≈ HK$43.64M (deposit + AVD stamp duty HK$3,418,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,048
−HK$11,024/mo
▼ 0.25% · 3.875%
HK$209,520
−HK$5,552/mo
Today · 4.125%
HK$215,072
baseline
▲ 0.50% · 4.625%
HK$226,408
+HK$11,336/mo
Deposit HK$40.22M · loan HK$40.22M · min. income ≈ HK$430,144/mo (50% DSR)
Upfront cash ≈ HK$43.64M (deposit + AVD stamp duty HK$3,418,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,098
−HK$13,802/mo
▼ 0.25% · 3.875%
HK$226,945
−HK$6,955/mo
Today · 4.125%
HK$233,900
baseline
▲ 0.50% · 4.625%
HK$248,133
+HK$14,233/mo
Deposit HK$32.17M · loan HK$48.26M · min. income ≈ HK$467,800/mo (50% DSR)
Upfront cash ≈ HK$35.59M (deposit + AVD stamp duty HK$3,418,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,857
−HK$13,229/mo
▼ 0.25% · 3.875%
HK$251,424
−HK$6,662/mo
Today · 4.125%
HK$258,086
baseline
▲ 0.50% · 4.625%
HK$271,690
+HK$13,604/mo
Deposit HK$32.17M · loan HK$48.26M · min. income ≈ HK$516,172/mo (50% DSR)
Upfront cash ≈ HK$35.59M (deposit + AVD stamp duty HK$3,418,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,781
−HK$16,103/mo
▼ 0.25% · 3.875%
HK$264,769
−HK$8,115/mo
Today · 4.125%
HK$272,884
baseline
▲ 0.50% · 4.625%
HK$289,488
+HK$16,604/mo
Deposit HK$24.13M · loan HK$56.31M · min. income ≈ HK$545,768/mo (50% DSR)
Upfront cash ≈ HK$27.55M (deposit + AVD stamp duty HK$3,418,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,667
−HK$15,433/mo
▼ 0.25% · 3.875%
HK$293,328
−HK$7,772/mo
Today · 4.125%
HK$301,100
baseline
▲ 0.50% · 4.625%
HK$316,972
+HK$15,872/mo
Deposit HK$24.13M · loan HK$56.31M · min. income ≈ HK$602,200/mo (50% DSR)
Upfront cash ≈ HK$27.55M (deposit + AVD stamp duty HK$3,418,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,147
−HK$20,704/mo
▼ 0.25% · 3.875%
HK$340,417
−HK$10,434/mo
Today · 4.125%
HK$350,851
baseline
▲ 0.50% · 4.625%
HK$372,199
+HK$21,348/mo
Deposit HK$8.04M · loan HK$72.39M · min. income ≈ HK$701,702/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$3,418,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$367,286
−HK$19,843/mo
▼ 0.25% · 3.875%
HK$377,136
−HK$9,993/mo
Today · 4.125%
HK$387,129
baseline
▲ 0.50% · 4.625%
HK$407,535
+HK$20,406/mo
Deposit HK$8.04M · loan HK$72.39M · min. income ≈ HK$774,258/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$3,418,540 · Scale 2, in force from 26 Feb 2026)