LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,342
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$18,913
−HK$580/mo
Today · 4.125%
HK$19,493
baseline
▲ 0.50% · 4.625%
HK$20,679
+HK$1,186/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$38,986/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,406
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$20,953
−HK$555/mo
Today · 4.125%
HK$21,508
baseline
▲ 0.50% · 4.625%
HK$22,642
+HK$1,134/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$43,016/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,011
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,696
−HK$695/mo
Today · 4.125%
HK$23,391
baseline
▲ 0.50% · 4.625%
HK$24,815
+HK$1,424/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$46,782/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,487
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,144
−HK$666/mo
Today · 4.125%
HK$25,810
baseline
▲ 0.50% · 4.625%
HK$27,170
+HK$1,360/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$51,620/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,679
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$26,478
−HK$812/mo
Today · 4.125%
HK$27,290
baseline
▲ 0.50% · 4.625%
HK$28,950
+HK$1,660/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$54,580/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$241,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,568
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$29,334
−HK$778/mo
Today · 4.125%
HK$30,112
baseline
▲ 0.50% · 4.625%
HK$31,699
+HK$1,587/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$60,224/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$241,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,016
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$34,043
−HK$1,044/mo
Today · 4.125%
HK$35,087
baseline
▲ 0.50% · 4.625%
HK$37,222
+HK$2,135/mo
Deposit HK$804K · loan HK$7.24M · min. income ≈ HK$70,174/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,730
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$37,715
−HK$1,000/mo
Today · 4.125%
HK$38,715
baseline
▲ 0.50% · 4.625%
HK$40,756
+HK$2,041/mo
Deposit HK$804K · loan HK$7.24M · min. income ≈ HK$77,430/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,321 · Scale 2, in force from 26 Feb 2026)