LTV · monthly repayment
▼ 0.50% · 3.625%
HK$183,434
−HK$11,503/mo
▼ 0.25% · 3.875%
HK$189,140
−HK$5,797/mo
Today · 4.125%
HK$194,937
baseline
▲ 0.50% · 4.625%
HK$206,798
+HK$11,861/mo
Deposit HK$40.22M · loan HK$40.22M · min. income ≈ HK$389,874/mo (50% DSR)
Upfront cash ≈ HK$43.64M (deposit + AVD stamp duty HK$3,418,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,068
−HK$11,025/mo
▼ 0.25% · 3.875%
HK$209,541
−HK$5,552/mo
Today · 4.125%
HK$215,093
baseline
▲ 0.50% · 4.625%
HK$226,431
+HK$11,338/mo
Deposit HK$40.22M · loan HK$40.22M · min. income ≈ HK$430,186/mo (50% DSR)
Upfront cash ≈ HK$43.64M (deposit + AVD stamp duty HK$3,418,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,121
−HK$13,803/mo
▼ 0.25% · 3.875%
HK$226,968
−HK$6,956/mo
Today · 4.125%
HK$233,924
baseline
▲ 0.50% · 4.625%
HK$248,158
+HK$14,234/mo
Deposit HK$32.18M · loan HK$48.27M · min. income ≈ HK$467,848/mo (50% DSR)
Upfront cash ≈ HK$35.60M (deposit + AVD stamp duty HK$3,418,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,882
−HK$13,230/mo
▼ 0.25% · 3.875%
HK$251,450
−HK$6,662/mo
Today · 4.125%
HK$258,112
baseline
▲ 0.50% · 4.625%
HK$271,718
+HK$13,606/mo
Deposit HK$32.18M · loan HK$48.27M · min. income ≈ HK$516,224/mo (50% DSR)
Upfront cash ≈ HK$35.60M (deposit + AVD stamp duty HK$3,418,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,807
−HK$16,104/mo
▼ 0.25% · 3.875%
HK$264,796
−HK$8,115/mo
Today · 4.125%
HK$272,911
baseline
▲ 0.50% · 4.625%
HK$289,517
+HK$16,606/mo
Deposit HK$24.13M · loan HK$56.31M · min. income ≈ HK$545,822/mo (50% DSR)
Upfront cash ≈ HK$27.55M (deposit + AVD stamp duty HK$3,418,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,696
−HK$15,435/mo
▼ 0.25% · 3.875%
HK$293,358
−HK$7,773/mo
Today · 4.125%
HK$301,131
baseline
▲ 0.50% · 4.625%
HK$317,004
+HK$15,873/mo
Deposit HK$24.13M · loan HK$56.31M · min. income ≈ HK$602,262/mo (50% DSR)
Upfront cash ≈ HK$27.55M (deposit + AVD stamp duty HK$3,418,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,181
−HK$20,705/mo
▼ 0.25% · 3.875%
HK$340,451
−HK$10,435/mo
Today · 4.125%
HK$350,886
baseline
▲ 0.50% · 4.625%
HK$372,237
+HK$21,351/mo
Deposit HK$8.04M · loan HK$72.40M · min. income ≈ HK$701,772/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$3,418,887 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$367,323
−HK$19,845/mo
▼ 0.25% · 3.875%
HK$377,174
−HK$9,994/mo
Today · 4.125%
HK$387,168
baseline
▲ 0.50% · 4.625%
HK$407,576
+HK$20,408/mo
Deposit HK$8.04M · loan HK$72.40M · min. income ≈ HK$774,336/mo (50% DSR)
Upfront cash ≈ HK$11.46M (deposit + AVD stamp duty HK$3,418,887 · Scale 2, in force from 26 Feb 2026)