LTV · monthly repayment
▼ 0.50% · 3.625%
HK$183,511
−HK$11,508/mo
▼ 0.25% · 3.875%
HK$189,219
−HK$5,800/mo
Today · 4.125%
HK$195,019
baseline
▲ 0.50% · 4.625%
HK$206,885
+HK$11,866/mo
Deposit HK$40.24M · loan HK$40.24M · min. income ≈ HK$390,038/mo (50% DSR)
Upfront cash ≈ HK$43.66M (deposit + AVD stamp duty HK$3,420,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,154
−HK$11,030/mo
▼ 0.25% · 3.875%
HK$209,629
−HK$5,555/mo
Today · 4.125%
HK$215,184
baseline
▲ 0.50% · 4.625%
HK$226,526
+HK$11,342/mo
Deposit HK$40.24M · loan HK$40.24M · min. income ≈ HK$430,368/mo (50% DSR)
Upfront cash ≈ HK$43.66M (deposit + AVD stamp duty HK$3,420,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,213
−HK$13,809/mo
▼ 0.25% · 3.875%
HK$227,063
−HK$6,959/mo
Today · 4.125%
HK$234,022
baseline
▲ 0.50% · 4.625%
HK$248,262
+HK$14,240/mo
Deposit HK$32.19M · loan HK$48.29M · min. income ≈ HK$468,044/mo (50% DSR)
Upfront cash ≈ HK$35.61M (deposit + AVD stamp duty HK$3,420,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,985
−HK$13,236/mo
▼ 0.25% · 3.875%
HK$251,555
−HK$6,666/mo
Today · 4.125%
HK$258,221
baseline
▲ 0.50% · 4.625%
HK$271,832
+HK$13,611/mo
Deposit HK$32.19M · loan HK$48.29M · min. income ≈ HK$516,442/mo (50% DSR)
Upfront cash ≈ HK$35.61M (deposit + AVD stamp duty HK$3,420,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,915
−HK$16,111/mo
▼ 0.25% · 3.875%
HK$264,907
−HK$8,119/mo
Today · 4.125%
HK$273,026
baseline
▲ 0.50% · 4.625%
HK$289,639
+HK$16,613/mo
Deposit HK$24.14M · loan HK$56.33M · min. income ≈ HK$546,052/mo (50% DSR)
Upfront cash ≈ HK$27.56M (deposit + AVD stamp duty HK$3,420,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,816
−HK$15,441/mo
▼ 0.25% · 3.875%
HK$293,481
−HK$7,776/mo
Today · 4.125%
HK$301,257
baseline
▲ 0.50% · 4.625%
HK$317,137
+HK$15,880/mo
Deposit HK$24.14M · loan HK$56.33M · min. income ≈ HK$602,514/mo (50% DSR)
Upfront cash ≈ HK$27.56M (deposit + AVD stamp duty HK$3,420,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,320
−HK$20,713/mo
▼ 0.25% · 3.875%
HK$340,594
−HK$10,439/mo
Today · 4.125%
HK$351,033
baseline
▲ 0.50% · 4.625%
HK$372,393
+HK$21,360/mo
Deposit HK$8.05M · loan HK$72.43M · min. income ≈ HK$702,066/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$3,420,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$367,477
−HK$19,854/mo
▼ 0.25% · 3.875%
HK$377,333
−HK$9,998/mo
Today · 4.125%
HK$387,331
baseline
▲ 0.50% · 4.625%
HK$407,748
+HK$20,417/mo
Deposit HK$8.05M · loan HK$72.43M · min. income ≈ HK$774,662/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$3,420,322 · Scale 2, in force from 26 Feb 2026)