LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,354
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$18,925
−HK$580/mo
Today · 4.125%
HK$19,505
baseline
▲ 0.50% · 4.625%
HK$20,692
+HK$1,187/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$39,010/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,419
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$20,966
−HK$556/mo
Today · 4.125%
HK$21,522
baseline
▲ 0.50% · 4.625%
HK$22,657
+HK$1,135/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$43,044/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,025
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$22,710
−HK$696/mo
Today · 4.125%
HK$23,406
baseline
▲ 0.50% · 4.625%
HK$24,830
+HK$1,424/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$46,812/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,503
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,160
−HK$666/mo
Today · 4.125%
HK$25,826
baseline
▲ 0.50% · 4.625%
HK$27,188
+HK$1,362/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$51,652/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,696
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$26,495
−HK$812/mo
Today · 4.125%
HK$27,307
baseline
▲ 0.50% · 4.625%
HK$28,969
+HK$1,662/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$54,614/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,586
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$29,353
−HK$778/mo
Today · 4.125%
HK$30,131
baseline
▲ 0.50% · 4.625%
HK$31,719
+HK$1,588/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$60,262/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,038
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$34,065
−HK$1,044/mo
Today · 4.125%
HK$35,109
baseline
▲ 0.50% · 4.625%
HK$37,246
+HK$2,137/mo
Deposit HK$805K · loan HK$7.24M · min. income ≈ HK$70,218/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,754
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$37,740
−HK$1,000/mo
Today · 4.125%
HK$38,740
baseline
▲ 0.50% · 4.625%
HK$40,782
+HK$2,042/mo
Deposit HK$805K · loan HK$7.24M · min. income ≈ HK$77,480/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,476 · Scale 2, in force from 26 Feb 2026)