LTV · monthly repayment
▼ 0.50% · 3.625%
HK$183,558
−HK$11,511/mo
▼ 0.25% · 3.875%
HK$189,268
−HK$5,801/mo
Today · 4.125%
HK$195,069
baseline
▲ 0.50% · 4.625%
HK$206,938
+HK$11,869/mo
Deposit HK$40.25M · loan HK$40.25M · min. income ≈ HK$390,138/mo (50% DSR)
Upfront cash ≈ HK$43.67M (deposit + AVD stamp duty HK$3,421,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,206
−HK$11,033/mo
▼ 0.25% · 3.875%
HK$209,683
−HK$5,556/mo
Today · 4.125%
HK$215,239
baseline
▲ 0.50% · 4.625%
HK$226,585
+HK$11,346/mo
Deposit HK$40.25M · loan HK$40.25M · min. income ≈ HK$430,478/mo (50% DSR)
Upfront cash ≈ HK$43.67M (deposit + AVD stamp duty HK$3,421,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,270
−HK$13,812/mo
▼ 0.25% · 3.875%
HK$227,121
−HK$6,961/mo
Today · 4.125%
HK$234,082
baseline
▲ 0.50% · 4.625%
HK$248,326
+HK$14,244/mo
Deposit HK$32.20M · loan HK$48.30M · min. income ≈ HK$468,164/mo (50% DSR)
Upfront cash ≈ HK$35.62M (deposit + AVD stamp duty HK$3,421,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,048
−HK$13,239/mo
▼ 0.25% · 3.875%
HK$251,620
−HK$6,667/mo
Today · 4.125%
HK$258,287
baseline
▲ 0.50% · 4.625%
HK$271,901
+HK$13,614/mo
Deposit HK$32.20M · loan HK$48.30M · min. income ≈ HK$516,574/mo (50% DSR)
Upfront cash ≈ HK$35.62M (deposit + AVD stamp duty HK$3,421,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,981
−HK$16,115/mo
▼ 0.25% · 3.875%
HK$264,975
−HK$8,121/mo
Today · 4.125%
HK$273,096
baseline
▲ 0.50% · 4.625%
HK$289,713
+HK$16,617/mo
Deposit HK$24.15M · loan HK$56.35M · min. income ≈ HK$546,192/mo (50% DSR)
Upfront cash ≈ HK$27.57M (deposit + AVD stamp duty HK$3,421,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,889
−HK$15,446/mo
▼ 0.25% · 3.875%
HK$293,556
−HK$7,779/mo
Today · 4.125%
HK$301,335
baseline
▲ 0.50% · 4.625%
HK$317,218
+HK$15,883/mo
Deposit HK$24.15M · loan HK$56.35M · min. income ≈ HK$602,670/mo (50% DSR)
Upfront cash ≈ HK$27.57M (deposit + AVD stamp duty HK$3,421,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,404
−HK$20,720/mo
▼ 0.25% · 3.875%
HK$340,682
−HK$10,442/mo
Today · 4.125%
HK$351,124
baseline
▲ 0.50% · 4.625%
HK$372,489
+HK$21,365/mo
Deposit HK$8.05M · loan HK$72.45M · min. income ≈ HK$702,248/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$3,421,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$367,572
−HK$19,858/mo
▼ 0.25% · 3.875%
HK$377,430
−HK$10,000/mo
Today · 4.125%
HK$387,430
baseline
▲ 0.50% · 4.625%
HK$407,852
+HK$20,422/mo
Deposit HK$8.05M · loan HK$72.45M · min. income ≈ HK$774,860/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$3,421,200 · Scale 2, in force from 26 Feb 2026)