LTV · monthly repayment
▼ 0.50% · 3.625%
HK$183,565
−HK$11,511/mo
▼ 0.25% · 3.875%
HK$189,275
−HK$5,801/mo
Today · 4.125%
HK$195,076
baseline
▲ 0.50% · 4.625%
HK$206,946
+HK$11,870/mo
Deposit HK$40.25M · loan HK$40.25M · min. income ≈ HK$390,152/mo (50% DSR)
Upfront cash ≈ HK$43.67M (deposit + AVD stamp duty HK$3,421,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,215
−HK$11,033/mo
▼ 0.25% · 3.875%
HK$209,691
−HK$5,557/mo
Today · 4.125%
HK$215,248
baseline
▲ 0.50% · 4.625%
HK$226,594
+HK$11,346/mo
Deposit HK$40.25M · loan HK$40.25M · min. income ≈ HK$430,496/mo (50% DSR)
Upfront cash ≈ HK$43.67M (deposit + AVD stamp duty HK$3,421,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,278
−HK$13,814/mo
▼ 0.25% · 3.875%
HK$227,130
−HK$6,962/mo
Today · 4.125%
HK$234,092
baseline
▲ 0.50% · 4.625%
HK$248,336
+HK$14,244/mo
Deposit HK$32.20M · loan HK$48.30M · min. income ≈ HK$468,184/mo (50% DSR)
Upfront cash ≈ HK$35.62M (deposit + AVD stamp duty HK$3,421,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,057
−HK$13,240/mo
▼ 0.25% · 3.875%
HK$251,630
−HK$6,667/mo
Today · 4.125%
HK$258,297
baseline
▲ 0.50% · 4.625%
HK$271,912
+HK$13,615/mo
Deposit HK$32.20M · loan HK$48.30M · min. income ≈ HK$516,594/mo (50% DSR)
Upfront cash ≈ HK$35.62M (deposit + AVD stamp duty HK$3,421,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,991
−HK$16,116/mo
▼ 0.25% · 3.875%
HK$264,985
−HK$8,122/mo
Today · 4.125%
HK$273,107
baseline
▲ 0.50% · 4.625%
HK$289,725
+HK$16,618/mo
Deposit HK$24.15M · loan HK$56.35M · min. income ≈ HK$546,214/mo (50% DSR)
Upfront cash ≈ HK$27.57M (deposit + AVD stamp duty HK$3,421,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,900
−HK$15,447/mo
▼ 0.25% · 3.875%
HK$293,568
−HK$7,779/mo
Today · 4.125%
HK$301,347
baseline
▲ 0.50% · 4.625%
HK$317,231
+HK$15,884/mo
Deposit HK$24.15M · loan HK$56.35M · min. income ≈ HK$602,694/mo (50% DSR)
Upfront cash ≈ HK$27.57M (deposit + AVD stamp duty HK$3,421,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,418
−HK$20,720/mo
▼ 0.25% · 3.875%
HK$340,695
−HK$10,443/mo
Today · 4.125%
HK$351,138
baseline
▲ 0.50% · 4.625%
HK$372,504
+HK$21,366/mo
Deposit HK$8.05M · loan HK$72.45M · min. income ≈ HK$702,276/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$3,421,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$367,586
−HK$19,860/mo
▼ 0.25% · 3.875%
HK$377,445
−HK$10,001/mo
Today · 4.125%
HK$387,446
baseline
▲ 0.50% · 4.625%
HK$407,869
+HK$20,423/mo
Deposit HK$8.05M · loan HK$72.45M · min. income ≈ HK$774,892/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$3,421,337 · Scale 2, in force from 26 Feb 2026)