LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,358
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$18,929
−HK$580/mo
Today · 4.125%
HK$19,509
baseline
▲ 0.50% · 4.625%
HK$20,696
+HK$1,187/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$39,018/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,423
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$20,971
−HK$555/mo
Today · 4.125%
HK$21,526
baseline
▲ 0.50% · 4.625%
HK$22,661
+HK$1,135/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$43,052/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,029
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,715
−HK$696/mo
Today · 4.125%
HK$23,411
baseline
▲ 0.50% · 4.625%
HK$24,835
+HK$1,424/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$46,822/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,507
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,165
−HK$666/mo
Today · 4.125%
HK$25,831
baseline
▲ 0.50% · 4.625%
HK$27,193
+HK$1,362/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$51,662/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,701
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$26,500
−HK$813/mo
Today · 4.125%
HK$27,313
baseline
▲ 0.50% · 4.625%
HK$28,974
+HK$1,661/mo
Deposit HK$2.42M · loan HK$5.64M · min. income ≈ HK$54,626/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,592
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$29,359
−HK$778/mo
Today · 4.125%
HK$30,137
baseline
▲ 0.50% · 4.625%
HK$31,725
+HK$1,588/mo
Deposit HK$2.42M · loan HK$5.64M · min. income ≈ HK$60,274/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,044
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,072
−HK$1,044/mo
Today · 4.125%
HK$35,116
baseline
▲ 0.50% · 4.625%
HK$37,253
+HK$2,137/mo
Deposit HK$805K · loan HK$7.25M · min. income ≈ HK$70,232/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,761
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$37,747
−HK$1,000/mo
Today · 4.125%
HK$38,747
baseline
▲ 0.50% · 4.625%
HK$40,790
+HK$2,043/mo
Deposit HK$805K · loan HK$7.25M · min. income ≈ HK$77,494/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,523 · Scale 2, in force from 26 Feb 2026)