LTV · monthly repayment
▼ 0.50% · 3.625%
HK$183,582
−HK$11,513/mo
▼ 0.25% · 3.875%
HK$189,293
−HK$5,802/mo
Today · 4.125%
HK$195,095
baseline
▲ 0.50% · 4.625%
HK$206,966
+HK$11,871/mo
Deposit HK$40.25M · loan HK$40.25M · min. income ≈ HK$390,190/mo (50% DSR)
Upfront cash ≈ HK$43.68M (deposit + AVD stamp duty HK$3,421,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,234
−HK$11,034/mo
▼ 0.25% · 3.875%
HK$209,711
−HK$5,557/mo
Today · 4.125%
HK$215,268
baseline
▲ 0.50% · 4.625%
HK$226,615
+HK$11,347/mo
Deposit HK$40.25M · loan HK$40.25M · min. income ≈ HK$430,536/mo (50% DSR)
Upfront cash ≈ HK$43.68M (deposit + AVD stamp duty HK$3,421,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,299
−HK$13,815/mo
▼ 0.25% · 3.875%
HK$227,151
−HK$6,963/mo
Today · 4.125%
HK$234,114
baseline
▲ 0.50% · 4.625%
HK$248,359
+HK$14,245/mo
Deposit HK$32.20M · loan HK$48.31M · min. income ≈ HK$468,228/mo (50% DSR)
Upfront cash ≈ HK$35.63M (deposit + AVD stamp duty HK$3,421,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,080
−HK$13,241/mo
▼ 0.25% · 3.875%
HK$251,653
−HK$6,668/mo
Today · 4.125%
HK$258,321
baseline
▲ 0.50% · 4.625%
HK$271,938
+HK$13,617/mo
Deposit HK$32.20M · loan HK$48.31M · min. income ≈ HK$516,642/mo (50% DSR)
Upfront cash ≈ HK$35.63M (deposit + AVD stamp duty HK$3,421,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,015
−HK$16,117/mo
▼ 0.25% · 3.875%
HK$265,010
−HK$8,122/mo
Today · 4.125%
HK$273,132
baseline
▲ 0.50% · 4.625%
HK$289,752
+HK$16,620/mo
Deposit HK$24.15M · loan HK$56.36M · min. income ≈ HK$546,264/mo (50% DSR)
Upfront cash ≈ HK$27.57M (deposit + AVD stamp duty HK$3,421,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,927
−HK$15,448/mo
▼ 0.25% · 3.875%
HK$293,595
−HK$7,780/mo
Today · 4.125%
HK$301,375
baseline
▲ 0.50% · 4.625%
HK$317,261
+HK$15,886/mo
Deposit HK$24.15M · loan HK$56.36M · min. income ≈ HK$602,750/mo (50% DSR)
Upfront cash ≈ HK$27.57M (deposit + AVD stamp duty HK$3,421,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,448
−HK$20,722/mo
▼ 0.25% · 3.875%
HK$340,727
−HK$10,443/mo
Today · 4.125%
HK$351,170
baseline
▲ 0.50% · 4.625%
HK$372,538
+HK$21,368/mo
Deposit HK$8.05M · loan HK$72.46M · min. income ≈ HK$702,340/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$3,421,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$367,620
−HK$19,862/mo
▼ 0.25% · 3.875%
HK$377,480
−HK$10,002/mo
Today · 4.125%
HK$387,482
baseline
▲ 0.50% · 4.625%
HK$407,906
+HK$20,424/mo
Deposit HK$8.05M · loan HK$72.46M · min. income ≈ HK$774,964/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$3,421,655 · Scale 2, in force from 26 Feb 2026)