LTV · monthly repayment
▼ 0.50% · 3.625%
HK$183,607
−HK$11,514/mo
▼ 0.25% · 3.875%
HK$189,318
−HK$5,803/mo
Today · 4.125%
HK$195,121
baseline
▲ 0.50% · 4.625%
HK$206,993
+HK$11,872/mo
Deposit HK$40.26M · loan HK$40.26M · min. income ≈ HK$390,242/mo (50% DSR)
Upfront cash ≈ HK$43.68M (deposit + AVD stamp duty HK$3,422,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,261
−HK$11,035/mo
▼ 0.25% · 3.875%
HK$209,739
−HK$5,557/mo
Today · 4.125%
HK$215,296
baseline
▲ 0.50% · 4.625%
HK$226,645
+HK$11,349/mo
Deposit HK$40.26M · loan HK$40.26M · min. income ≈ HK$430,592/mo (50% DSR)
Upfront cash ≈ HK$43.68M (deposit + AVD stamp duty HK$3,422,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,328
−HK$13,817/mo
▼ 0.25% · 3.875%
HK$227,182
−HK$6,963/mo
Today · 4.125%
HK$234,145
baseline
▲ 0.50% · 4.625%
HK$248,392
+HK$14,247/mo
Deposit HK$32.21M · loan HK$48.31M · min. income ≈ HK$468,290/mo (50% DSR)
Upfront cash ≈ HK$35.63M (deposit + AVD stamp duty HK$3,422,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,113
−HK$13,243/mo
▼ 0.25% · 3.875%
HK$251,687
−HK$6,669/mo
Today · 4.125%
HK$258,356
baseline
▲ 0.50% · 4.625%
HK$271,974
+HK$13,618/mo
Deposit HK$32.21M · loan HK$48.31M · min. income ≈ HK$516,712/mo (50% DSR)
Upfront cash ≈ HK$35.63M (deposit + AVD stamp duty HK$3,422,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,050
−HK$16,119/mo
▼ 0.25% · 3.875%
HK$265,045
−HK$8,124/mo
Today · 4.125%
HK$273,169
baseline
▲ 0.50% · 4.625%
HK$289,791
+HK$16,622/mo
Deposit HK$24.16M · loan HK$56.36M · min. income ≈ HK$546,338/mo (50% DSR)
Upfront cash ≈ HK$27.58M (deposit + AVD stamp duty HK$3,422,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,965
−HK$15,450/mo
▼ 0.25% · 3.875%
HK$293,635
−HK$7,780/mo
Today · 4.125%
HK$301,415
baseline
▲ 0.50% · 4.625%
HK$317,303
+HK$15,888/mo
Deposit HK$24.16M · loan HK$56.36M · min. income ≈ HK$602,830/mo (50% DSR)
Upfront cash ≈ HK$27.58M (deposit + AVD stamp duty HK$3,422,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,492
−HK$20,725/mo
▼ 0.25% · 3.875%
HK$340,773
−HK$10,444/mo
Today · 4.125%
HK$351,217
baseline
▲ 0.50% · 4.625%
HK$372,588
+HK$21,371/mo
Deposit HK$8.05M · loan HK$72.47M · min. income ≈ HK$702,434/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$3,422,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$367,669
−HK$19,865/mo
▼ 0.25% · 3.875%
HK$377,530
−HK$10,004/mo
Today · 4.125%
HK$387,534
baseline
▲ 0.50% · 4.625%
HK$407,961
+HK$20,427/mo
Deposit HK$8.05M · loan HK$72.47M · min. income ≈ HK$775,068/mo (50% DSR)
Upfront cash ≈ HK$11.47M (deposit + AVD stamp duty HK$3,422,112 · Scale 2, in force from 26 Feb 2026)