LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,364
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$18,935
−HK$580/mo
Today · 4.125%
HK$19,515
baseline
▲ 0.50% · 4.625%
HK$20,703
+HK$1,188/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$39,030/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,429
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$20,977
−HK$556/mo
Today · 4.125%
HK$21,533
baseline
▲ 0.50% · 4.625%
HK$22,668
+HK$1,135/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$43,066/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,036
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,722
−HK$696/mo
Today · 4.125%
HK$23,418
baseline
▲ 0.50% · 4.625%
HK$24,843
+HK$1,425/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$46,836/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,515
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,173
−HK$667/mo
Today · 4.125%
HK$25,840
baseline
▲ 0.50% · 4.625%
HK$27,202
+HK$1,362/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$51,680/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,709
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$26,509
−HK$812/mo
Today · 4.125%
HK$27,321
baseline
▲ 0.50% · 4.625%
HK$28,984
+HK$1,663/mo
Deposit HK$2.42M · loan HK$5.64M · min. income ≈ HK$54,642/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,601
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$29,368
−HK$778/mo
Today · 4.125%
HK$30,146
baseline
▲ 0.50% · 4.625%
HK$31,735
+HK$1,589/mo
Deposit HK$2.42M · loan HK$5.64M · min. income ≈ HK$60,292/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,054
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,083
−HK$1,044/mo
Today · 4.125%
HK$35,127
baseline
▲ 0.50% · 4.625%
HK$37,265
+HK$2,138/mo
Deposit HK$805K · loan HK$7.25M · min. income ≈ HK$70,254/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,773
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$37,759
−HK$1,000/mo
Today · 4.125%
HK$38,759
baseline
▲ 0.50% · 4.625%
HK$40,802
+HK$2,043/mo
Deposit HK$805K · loan HK$7.25M · min. income ≈ HK$77,518/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,599 · Scale 2, in force from 26 Feb 2026)