LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,365
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$18,936
−HK$580/mo
Today · 4.125%
HK$19,516
baseline
▲ 0.50% · 4.625%
HK$20,704
+HK$1,188/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$39,032/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,430
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$20,978
−HK$556/mo
Today · 4.125%
HK$21,534
baseline
▲ 0.50% · 4.625%
HK$22,669
+HK$1,135/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$43,068/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,037
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,723
−HK$696/mo
Today · 4.125%
HK$23,419
baseline
▲ 0.50% · 4.625%
HK$24,844
+HK$1,425/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$46,838/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,516
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,174
−HK$667/mo
Today · 4.125%
HK$25,841
baseline
▲ 0.50% · 4.625%
HK$27,203
+HK$1,362/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$51,682/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,710
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,510
−HK$813/mo
Today · 4.125%
HK$27,323
baseline
▲ 0.50% · 4.625%
HK$28,985
+HK$1,662/mo
Deposit HK$2.42M · loan HK$5.64M · min. income ≈ HK$54,646/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,603
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$29,370
−HK$778/mo
Today · 4.125%
HK$30,148
baseline
▲ 0.50% · 4.625%
HK$31,737
+HK$1,589/mo
Deposit HK$2.42M · loan HK$5.64M · min. income ≈ HK$60,296/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,056
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,084
−HK$1,045/mo
Today · 4.125%
HK$35,129
baseline
▲ 0.50% · 4.625%
HK$37,267
+HK$2,138/mo
Deposit HK$805K · loan HK$7.25M · min. income ≈ HK$70,258/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,775
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$37,761
−HK$1,000/mo
Today · 4.125%
HK$38,761
baseline
▲ 0.50% · 4.625%
HK$40,805
+HK$2,044/mo
Deposit HK$805K · loan HK$7.25M · min. income ≈ HK$77,522/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,612 · Scale 2, in force from 26 Feb 2026)