LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,367
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$18,939
−HK$580/mo
Today · 4.125%
HK$19,519
baseline
▲ 0.50% · 4.625%
HK$20,707
+HK$1,188/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$39,038/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,434
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$20,982
−HK$556/mo
Today · 4.125%
HK$21,538
baseline
▲ 0.50% · 4.625%
HK$22,673
+HK$1,135/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$43,076/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,041
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,727
−HK$696/mo
Today · 4.125%
HK$23,423
baseline
▲ 0.50% · 4.625%
HK$24,848
+HK$1,425/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$46,846/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,520
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,178
−HK$667/mo
Today · 4.125%
HK$25,845
baseline
▲ 0.50% · 4.625%
HK$27,207
+HK$1,362/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$51,690/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,714
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,514
−HK$813/mo
Today · 4.125%
HK$27,327
baseline
▲ 0.50% · 4.625%
HK$28,990
+HK$1,663/mo
Deposit HK$2.42M · loan HK$5.64M · min. income ≈ HK$54,654/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,607
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$29,374
−HK$779/mo
Today · 4.125%
HK$30,153
baseline
▲ 0.50% · 4.625%
HK$31,742
+HK$1,589/mo
Deposit HK$2.42M · loan HK$5.64M · min. income ≈ HK$60,306/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,061
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,090
−HK$1,045/mo
Today · 4.125%
HK$35,135
baseline
▲ 0.50% · 4.625%
HK$37,272
+HK$2,137/mo
Deposit HK$805K · loan HK$7.25M · min. income ≈ HK$70,270/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,780
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,767
−HK$1,001/mo
Today · 4.125%
HK$38,768
baseline
▲ 0.50% · 4.625%
HK$40,811
+HK$2,043/mo
Deposit HK$805K · loan HK$7.25M · min. income ≈ HK$77,536/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,650 · Scale 2, in force from 26 Feb 2026)