LTV · monthly repayment
▼ 0.50% · 3.625%
HK$183,676
−HK$11,518/mo
▼ 0.25% · 3.875%
HK$189,389
−HK$5,805/mo
Today · 4.125%
HK$195,194
baseline
▲ 0.50% · 4.625%
HK$207,071
+HK$11,877/mo
Deposit HK$40.28M · loan HK$40.28M · min. income ≈ HK$390,388/mo (50% DSR)
Upfront cash ≈ HK$43.70M (deposit + AVD stamp duty HK$3,423,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,337
−HK$11,040/mo
▼ 0.25% · 3.875%
HK$209,817
−HK$5,560/mo
Today · 4.125%
HK$215,377
baseline
▲ 0.50% · 4.625%
HK$226,730
+HK$11,353/mo
Deposit HK$40.28M · loan HK$40.28M · min. income ≈ HK$430,754/mo (50% DSR)
Upfront cash ≈ HK$43.70M (deposit + AVD stamp duty HK$3,423,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,411
−HK$13,821/mo
▼ 0.25% · 3.875%
HK$227,267
−HK$6,965/mo
Today · 4.125%
HK$234,232
baseline
▲ 0.50% · 4.625%
HK$248,485
+HK$14,253/mo
Deposit HK$32.22M · loan HK$48.33M · min. income ≈ HK$468,464/mo (50% DSR)
Upfront cash ≈ HK$35.64M (deposit + AVD stamp duty HK$3,423,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,205
−HK$13,247/mo
▼ 0.25% · 3.875%
HK$251,781
−HK$6,671/mo
Today · 4.125%
HK$258,452
baseline
▲ 0.50% · 4.625%
HK$272,076
+HK$13,624/mo
Deposit HK$32.22M · loan HK$48.33M · min. income ≈ HK$516,904/mo (50% DSR)
Upfront cash ≈ HK$35.64M (deposit + AVD stamp duty HK$3,423,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,146
−HK$16,125/mo
▼ 0.25% · 3.875%
HK$265,144
−HK$8,127/mo
Today · 4.125%
HK$273,271
baseline
▲ 0.50% · 4.625%
HK$289,899
+HK$16,628/mo
Deposit HK$24.17M · loan HK$56.39M · min. income ≈ HK$546,542/mo (50% DSR)
Upfront cash ≈ HK$27.59M (deposit + AVD stamp duty HK$3,423,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,072
−HK$15,456/mo
▼ 0.25% · 3.875%
HK$293,744
−HK$7,784/mo
Today · 4.125%
HK$301,528
baseline
▲ 0.50% · 4.625%
HK$317,422
+HK$15,894/mo
Deposit HK$24.17M · loan HK$56.39M · min. income ≈ HK$603,056/mo (50% DSR)
Upfront cash ≈ HK$27.59M (deposit + AVD stamp duty HK$3,423,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,616
−HK$20,733/mo
▼ 0.25% · 3.875%
HK$340,900
−HK$10,449/mo
Today · 4.125%
HK$351,349
baseline
▲ 0.50% · 4.625%
HK$372,727
+HK$21,378/mo
Deposit HK$8.06M · loan HK$72.50M · min. income ≈ HK$702,698/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$3,423,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$367,807
−HK$19,871/mo
▼ 0.25% · 3.875%
HK$377,671
−HK$10,007/mo
Today · 4.125%
HK$387,678
baseline
▲ 0.50% · 4.625%
HK$408,114
+HK$20,436/mo
Deposit HK$8.06M · loan HK$72.50M · min. income ≈ HK$775,356/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$3,423,392 · Scale 2, in force from 26 Feb 2026)