LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,371
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$18,942
−HK$581/mo
Today · 4.125%
HK$19,523
baseline
▲ 0.50% · 4.625%
HK$20,710
+HK$1,187/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$39,046/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,437
−HK$1,104/mo
▼ 0.25% · 3.875%
HK$20,985
−HK$556/mo
Today · 4.125%
HK$21,541
baseline
▲ 0.50% · 4.625%
HK$22,677
+HK$1,136/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$43,082/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$241,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,045
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,730
−HK$697/mo
Today · 4.125%
HK$23,427
baseline
▲ 0.50% · 4.625%
HK$24,853
+HK$1,426/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$46,854/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,524
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,182
−HK$667/mo
Today · 4.125%
HK$25,849
baseline
▲ 0.50% · 4.625%
HK$27,212
+HK$1,363/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$51,698/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,719
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,519
−HK$813/mo
Today · 4.125%
HK$27,332
baseline
▲ 0.50% · 4.625%
HK$28,995
+HK$1,663/mo
Deposit HK$2.42M · loan HK$5.64M · min. income ≈ HK$54,664/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,612
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$29,379
−HK$779/mo
Today · 4.125%
HK$30,158
baseline
▲ 0.50% · 4.625%
HK$31,747
+HK$1,589/mo
Deposit HK$2.42M · loan HK$5.64M · min. income ≈ HK$60,316/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,067
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,096
−HK$1,045/mo
Today · 4.125%
HK$35,141
baseline
▲ 0.50% · 4.625%
HK$37,279
+HK$2,138/mo
Deposit HK$806K · loan HK$7.25M · min. income ≈ HK$70,282/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,787
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,773
−HK$1,001/mo
Today · 4.125%
HK$38,774
baseline
▲ 0.50% · 4.625%
HK$40,818
+HK$2,044/mo
Deposit HK$806K · loan HK$7.25M · min. income ≈ HK$77,548/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,691 · Scale 2, in force from 26 Feb 2026)