LTV · monthly repayment
▼ 0.50% · 3.625%
HK$183,742
−HK$11,522/mo
▼ 0.25% · 3.875%
HK$189,457
−HK$5,807/mo
Today · 4.125%
HK$195,264
baseline
▲ 0.50% · 4.625%
HK$207,145
+HK$11,881/mo
Deposit HK$40.29M · loan HK$40.29M · min. income ≈ HK$390,528/mo (50% DSR)
Upfront cash ≈ HK$43.71M (deposit + AVD stamp duty HK$3,424,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,411
−HK$11,044/mo
▼ 0.25% · 3.875%
HK$209,893
−HK$5,562/mo
Today · 4.125%
HK$215,455
baseline
▲ 0.50% · 4.625%
HK$226,812
+HK$11,357/mo
Deposit HK$40.29M · loan HK$40.29M · min. income ≈ HK$430,910/mo (50% DSR)
Upfront cash ≈ HK$43.71M (deposit + AVD stamp duty HK$3,424,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,490
−HK$13,827/mo
▼ 0.25% · 3.875%
HK$227,349
−HK$6,968/mo
Today · 4.125%
HK$234,317
baseline
▲ 0.50% · 4.625%
HK$248,575
+HK$14,258/mo
Deposit HK$32.23M · loan HK$48.35M · min. income ≈ HK$468,634/mo (50% DSR)
Upfront cash ≈ HK$35.66M (deposit + AVD stamp duty HK$3,424,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,293
−HK$13,253/mo
▼ 0.25% · 3.875%
HK$251,872
−HK$6,674/mo
Today · 4.125%
HK$258,546
baseline
▲ 0.50% · 4.625%
HK$272,174
+HK$13,628/mo
Deposit HK$32.23M · loan HK$48.35M · min. income ≈ HK$517,092/mo (50% DSR)
Upfront cash ≈ HK$35.66M (deposit + AVD stamp duty HK$3,424,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,239
−HK$16,131/mo
▼ 0.25% · 3.875%
HK$265,240
−HK$8,130/mo
Today · 4.125%
HK$273,370
baseline
▲ 0.50% · 4.625%
HK$290,004
+HK$16,634/mo
Deposit HK$24.17M · loan HK$56.41M · min. income ≈ HK$546,740/mo (50% DSR)
Upfront cash ≈ HK$27.60M (deposit + AVD stamp duty HK$3,424,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,175
−HK$15,461/mo
▼ 0.25% · 3.875%
HK$293,850
−HK$7,786/mo
Today · 4.125%
HK$301,636
baseline
▲ 0.50% · 4.625%
HK$317,536
+HK$15,900/mo
Deposit HK$24.17M · loan HK$56.41M · min. income ≈ HK$603,272/mo (50% DSR)
Upfront cash ≈ HK$27.60M (deposit + AVD stamp duty HK$3,424,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,735
−HK$20,740/mo
▼ 0.25% · 3.875%
HK$341,023
−HK$10,452/mo
Today · 4.125%
HK$351,475
baseline
▲ 0.50% · 4.625%
HK$372,862
+HK$21,387/mo
Deposit HK$8.06M · loan HK$72.52M · min. income ≈ HK$702,950/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$3,424,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$367,940
−HK$19,878/mo
▼ 0.25% · 3.875%
HK$377,808
−HK$10,010/mo
Today · 4.125%
HK$387,818
baseline
▲ 0.50% · 4.625%
HK$408,261
+HK$20,443/mo
Deposit HK$8.06M · loan HK$72.52M · min. income ≈ HK$775,636/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$3,424,627 · Scale 2, in force from 26 Feb 2026)