LTV · monthly repayment
▼ 0.50% · 3.625%
HK$183,743
−HK$11,522/mo
▼ 0.25% · 3.875%
HK$189,459
−HK$5,806/mo
Today · 4.125%
HK$195,265
baseline
▲ 0.50% · 4.625%
HK$207,147
+HK$11,882/mo
Deposit HK$40.29M · loan HK$40.29M · min. income ≈ HK$390,530/mo (50% DSR)
Upfront cash ≈ HK$43.71M (deposit + AVD stamp duty HK$3,424,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,412
−HK$11,044/mo
▼ 0.25% · 3.875%
HK$209,895
−HK$5,561/mo
Today · 4.125%
HK$215,456
baseline
▲ 0.50% · 4.625%
HK$226,813
+HK$11,357/mo
Deposit HK$40.29M · loan HK$40.29M · min. income ≈ HK$430,912/mo (50% DSR)
Upfront cash ≈ HK$43.71M (deposit + AVD stamp duty HK$3,424,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,492
−HK$13,826/mo
▼ 0.25% · 3.875%
HK$227,350
−HK$6,968/mo
Today · 4.125%
HK$234,318
baseline
▲ 0.50% · 4.625%
HK$248,576
+HK$14,258/mo
Deposit HK$32.23M · loan HK$48.35M · min. income ≈ HK$468,636/mo (50% DSR)
Upfront cash ≈ HK$35.66M (deposit + AVD stamp duty HK$3,424,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,295
−HK$13,252/mo
▼ 0.25% · 3.875%
HK$251,873
−HK$6,674/mo
Today · 4.125%
HK$258,547
baseline
▲ 0.50% · 4.625%
HK$272,176
+HK$13,629/mo
Deposit HK$32.23M · loan HK$48.35M · min. income ≈ HK$517,094/mo (50% DSR)
Upfront cash ≈ HK$35.66M (deposit + AVD stamp duty HK$3,424,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,240
−HK$16,132/mo
▼ 0.25% · 3.875%
HK$265,242
−HK$8,130/mo
Today · 4.125%
HK$273,372
baseline
▲ 0.50% · 4.625%
HK$290,006
+HK$16,634/mo
Deposit HK$24.17M · loan HK$56.41M · min. income ≈ HK$546,744/mo (50% DSR)
Upfront cash ≈ HK$27.60M (deposit + AVD stamp duty HK$3,424,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,177
−HK$15,462/mo
▼ 0.25% · 3.875%
HK$293,852
−HK$7,787/mo
Today · 4.125%
HK$301,639
baseline
▲ 0.50% · 4.625%
HK$317,538
+HK$15,899/mo
Deposit HK$24.17M · loan HK$56.41M · min. income ≈ HK$603,278/mo (50% DSR)
Upfront cash ≈ HK$27.60M (deposit + AVD stamp duty HK$3,424,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,738
−HK$20,740/mo
▼ 0.25% · 3.875%
HK$341,025
−HK$10,453/mo
Today · 4.125%
HK$351,478
baseline
▲ 0.50% · 4.625%
HK$372,864
+HK$21,386/mo
Deposit HK$8.06M · loan HK$72.52M · min. income ≈ HK$702,956/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$3,424,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$367,942
−HK$19,879/mo
▼ 0.25% · 3.875%
HK$377,810
−HK$10,011/mo
Today · 4.125%
HK$387,821
baseline
▲ 0.50% · 4.625%
HK$408,264
+HK$20,443/mo
Deposit HK$8.06M · loan HK$72.52M · min. income ≈ HK$775,642/mo (50% DSR)
Upfront cash ≈ HK$11.48M (deposit + AVD stamp duty HK$3,424,651 · Scale 2, in force from 26 Feb 2026)