LTV · monthly repayment
▼ 0.50% · 3.625%
HK$183,822
−HK$11,527/mo
▼ 0.25% · 3.875%
HK$189,540
−HK$5,809/mo
Today · 4.125%
HK$195,349
baseline
▲ 0.50% · 4.625%
HK$207,236
+HK$11,887/mo
Deposit HK$40.31M · loan HK$40.31M · min. income ≈ HK$390,698/mo (50% DSR)
Upfront cash ≈ HK$43.73M (deposit + AVD stamp duty HK$3,426,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,500
−HK$11,049/mo
▼ 0.25% · 3.875%
HK$209,985
−HK$5,564/mo
Today · 4.125%
HK$215,549
baseline
▲ 0.50% · 4.625%
HK$226,911
+HK$11,362/mo
Deposit HK$40.31M · loan HK$40.31M · min. income ≈ HK$431,098/mo (50% DSR)
Upfront cash ≈ HK$43.73M (deposit + AVD stamp duty HK$3,426,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,587
−HK$13,832/mo
▼ 0.25% · 3.875%
HK$227,448
−HK$6,971/mo
Today · 4.125%
HK$234,419
baseline
▲ 0.50% · 4.625%
HK$248,683
+HK$14,264/mo
Deposit HK$32.25M · loan HK$48.37M · min. income ≈ HK$468,838/mo (50% DSR)
Upfront cash ≈ HK$35.67M (deposit + AVD stamp duty HK$3,426,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,400
−HK$13,259/mo
▼ 0.25% · 3.875%
HK$251,982
−HK$6,677/mo
Today · 4.125%
HK$258,659
baseline
▲ 0.50% · 4.625%
HK$272,293
+HK$13,634/mo
Deposit HK$32.25M · loan HK$48.37M · min. income ≈ HK$517,318/mo (50% DSR)
Upfront cash ≈ HK$35.67M (deposit + AVD stamp duty HK$3,426,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,351
−HK$16,138/mo
▼ 0.25% · 3.875%
HK$265,356
−HK$8,133/mo
Today · 4.125%
HK$273,489
baseline
▲ 0.50% · 4.625%
HK$290,130
+HK$16,641/mo
Deposit HK$24.18M · loan HK$56.43M · min. income ≈ HK$546,978/mo (50% DSR)
Upfront cash ≈ HK$27.61M (deposit + AVD stamp duty HK$3,426,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,300
−HK$15,468/mo
▼ 0.25% · 3.875%
HK$293,979
−HK$7,789/mo
Today · 4.125%
HK$301,768
baseline
▲ 0.50% · 4.625%
HK$317,675
+HK$15,907/mo
Deposit HK$24.18M · loan HK$56.43M · min. income ≈ HK$603,536/mo (50% DSR)
Upfront cash ≈ HK$27.61M (deposit + AVD stamp duty HK$3,426,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,880
−HK$20,749/mo
▼ 0.25% · 3.875%
HK$341,172
−HK$10,457/mo
Today · 4.125%
HK$351,629
baseline
▲ 0.50% · 4.625%
HK$373,025
+HK$21,396/mo
Deposit HK$8.06M · loan HK$72.55M · min. income ≈ HK$703,258/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$3,426,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$368,100
−HK$19,888/mo
▼ 0.25% · 3.875%
HK$377,973
−HK$10,015/mo
Today · 4.125%
HK$387,988
baseline
▲ 0.50% · 4.625%
HK$408,439
+HK$20,451/mo
Deposit HK$8.06M · loan HK$72.55M · min. income ≈ HK$775,976/mo (50% DSR)
Upfront cash ≈ HK$11.49M (deposit + AVD stamp duty HK$3,426,124 · Scale 2, in force from 26 Feb 2026)