LTV · monthly repayment
▼ 0.50% · 3.625%
HK$183,998
−HK$11,539/mo
▼ 0.25% · 3.875%
HK$189,722
−HK$5,815/mo
Today · 4.125%
HK$195,537
baseline
▲ 0.50% · 4.625%
HK$207,434
+HK$11,897/mo
Deposit HK$40.35M · loan HK$40.35M · min. income ≈ HK$391,074/mo (50% DSR)
Upfront cash ≈ HK$43.78M (deposit + AVD stamp duty HK$3,429,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,696
−HK$11,059/mo
▼ 0.25% · 3.875%
HK$210,186
−HK$5,569/mo
Today · 4.125%
HK$215,755
baseline
▲ 0.50% · 4.625%
HK$227,128
+HK$11,373/mo
Deposit HK$40.35M · loan HK$40.35M · min. income ≈ HK$431,510/mo (50% DSR)
Upfront cash ≈ HK$43.78M (deposit + AVD stamp duty HK$3,429,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,798
−HK$13,846/mo
▼ 0.25% · 3.875%
HK$227,666
−HK$6,978/mo
Today · 4.125%
HK$234,644
baseline
▲ 0.50% · 4.625%
HK$248,921
+HK$14,277/mo
Deposit HK$32.28M · loan HK$48.42M · min. income ≈ HK$469,288/mo (50% DSR)
Upfront cash ≈ HK$35.71M (deposit + AVD stamp duty HK$3,429,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,635
−HK$13,271/mo
▼ 0.25% · 3.875%
HK$252,223
−HK$6,683/mo
Today · 4.125%
HK$258,906
baseline
▲ 0.50% · 4.625%
HK$272,554
+HK$13,648/mo
Deposit HK$32.28M · loan HK$48.42M · min. income ≈ HK$517,812/mo (50% DSR)
Upfront cash ≈ HK$35.71M (deposit + AVD stamp duty HK$3,429,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,598
−HK$16,153/mo
▼ 0.25% · 3.875%
HK$265,610
−HK$8,141/mo
Today · 4.125%
HK$273,751
baseline
▲ 0.50% · 4.625%
HK$290,408
+HK$16,657/mo
Deposit HK$24.21M · loan HK$56.48M · min. income ≈ HK$547,502/mo (50% DSR)
Upfront cash ≈ HK$27.64M (deposit + AVD stamp duty HK$3,429,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,575
−HK$15,482/mo
▼ 0.25% · 3.875%
HK$294,260
−HK$7,797/mo
Today · 4.125%
HK$302,057
baseline
▲ 0.50% · 4.625%
HK$317,979
+HK$15,922/mo
Deposit HK$24.21M · loan HK$56.48M · min. income ≈ HK$604,114/mo (50% DSR)
Upfront cash ≈ HK$27.64M (deposit + AVD stamp duty HK$3,429,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$331,197
−HK$20,769/mo
▼ 0.25% · 3.875%
HK$341,499
−HK$10,467/mo
Today · 4.125%
HK$351,966
baseline
▲ 0.50% · 4.625%
HK$373,382
+HK$21,416/mo
Deposit HK$8.07M · loan HK$72.62M · min. income ≈ HK$703,932/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$3,429,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$368,453
−HK$19,906/mo
▼ 0.25% · 3.875%
HK$378,335
−HK$10,024/mo
Today · 4.125%
HK$388,359
baseline
▲ 0.50% · 4.625%
HK$408,830
+HK$20,471/mo
Deposit HK$8.07M · loan HK$72.62M · min. income ≈ HK$776,718/mo (50% DSR)
Upfront cash ≈ HK$11.50M (deposit + AVD stamp duty HK$3,429,406 · Scale 2, in force from 26 Feb 2026)