LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,412
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$18,985
−HK$582/mo
Today · 4.125%
HK$19,567
baseline
▲ 0.50% · 4.625%
HK$20,757
+HK$1,190/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$39,134/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,483
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$21,033
−HK$557/mo
Today · 4.125%
HK$21,590
baseline
▲ 0.50% · 4.625%
HK$22,728
+HK$1,138/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$43,180/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,095
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,782
−HK$698/mo
Today · 4.125%
HK$23,480
baseline
▲ 0.50% · 4.625%
HK$24,909
+HK$1,429/mo
Deposit HK$3.23M · loan HK$4.84M · min. income ≈ HK$46,960/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,580
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,239
−HK$669/mo
Today · 4.125%
HK$25,908
baseline
▲ 0.50% · 4.625%
HK$27,274
+HK$1,366/mo
Deposit HK$3.23M · loan HK$4.84M · min. income ≈ HK$51,816/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,777
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,579
−HK$815/mo
Today · 4.125%
HK$27,394
baseline
▲ 0.50% · 4.625%
HK$29,060
+HK$1,666/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$54,788/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$242,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,677
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,446
−HK$780/mo
Today · 4.125%
HK$30,226
baseline
▲ 0.50% · 4.625%
HK$31,819
+HK$1,593/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$60,452/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$242,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,142
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,173
−HK$1,047/mo
Today · 4.125%
HK$35,220
baseline
▲ 0.50% · 4.625%
HK$37,363
+HK$2,143/mo
Deposit HK$807K · loan HK$7.27M · min. income ≈ HK$70,440/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,870
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,859
−HK$1,003/mo
Today · 4.125%
HK$38,862
baseline
▲ 0.50% · 4.625%
HK$40,911
+HK$2,049/mo
Deposit HK$807K · loan HK$7.27M · min. income ≈ HK$77,724/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,240 · Scale 2, in force from 26 Feb 2026)