LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,414
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$18,987
−HK$582/mo
Today · 4.125%
HK$19,569
baseline
▲ 0.50% · 4.625%
HK$20,759
+HK$1,190/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$39,138/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,485
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$21,035
−HK$557/mo
Today · 4.125%
HK$21,592
baseline
▲ 0.50% · 4.625%
HK$22,730
+HK$1,138/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$43,184/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,097
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,784
−HK$699/mo
Today · 4.125%
HK$23,483
baseline
▲ 0.50% · 4.625%
HK$24,911
+HK$1,428/mo
Deposit HK$3.23M · loan HK$4.85M · min. income ≈ HK$46,966/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,583
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,242
−HK$669/mo
Today · 4.125%
HK$25,911
baseline
▲ 0.50% · 4.625%
HK$27,276
+HK$1,365/mo
Deposit HK$3.23M · loan HK$4.85M · min. income ≈ HK$51,822/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,780
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,582
−HK$814/mo
Today · 4.125%
HK$27,396
baseline
▲ 0.50% · 4.625%
HK$29,063
+HK$1,667/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$54,792/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$242,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,680
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,449
−HK$780/mo
Today · 4.125%
HK$30,229
baseline
▲ 0.50% · 4.625%
HK$31,823
+HK$1,594/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$60,458/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$242,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,145
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$34,176
−HK$1,048/mo
Today · 4.125%
HK$35,224
baseline
▲ 0.50% · 4.625%
HK$37,367
+HK$2,143/mo
Deposit HK$808K · loan HK$7.27M · min. income ≈ HK$70,448/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,874
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,863
−HK$1,003/mo
Today · 4.125%
HK$38,866
baseline
▲ 0.50% · 4.625%
HK$40,915
+HK$2,049/mo
Deposit HK$808K · loan HK$7.27M · min. income ≈ HK$77,732/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,264 · Scale 2, in force from 26 Feb 2026)