LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,416
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$18,989
−HK$582/mo
Today · 4.125%
HK$19,571
baseline
▲ 0.50% · 4.625%
HK$20,761
+HK$1,190/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$39,142/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,487
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$21,037
−HK$557/mo
Today · 4.125%
HK$21,594
baseline
▲ 0.50% · 4.625%
HK$22,732
+HK$1,138/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$43,188/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,099
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,786
−HK$699/mo
Today · 4.125%
HK$23,485
baseline
▲ 0.50% · 4.625%
HK$24,914
+HK$1,429/mo
Deposit HK$3.23M · loan HK$4.85M · min. income ≈ HK$46,970/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,585
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,244
−HK$669/mo
Today · 4.125%
HK$25,913
baseline
▲ 0.50% · 4.625%
HK$27,279
+HK$1,366/mo
Deposit HK$3.23M · loan HK$4.85M · min. income ≈ HK$51,826/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,782
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,584
−HK$815/mo
Today · 4.125%
HK$27,399
baseline
▲ 0.50% · 4.625%
HK$29,066
+HK$1,667/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$54,798/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,682
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$29,452
−HK$780/mo
Today · 4.125%
HK$30,232
baseline
▲ 0.50% · 4.625%
HK$31,825
+HK$1,593/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$60,464/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,148
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$34,179
−HK$1,048/mo
Today · 4.125%
HK$35,227
baseline
▲ 0.50% · 4.625%
HK$37,371
+HK$2,144/mo
Deposit HK$808K · loan HK$7.27M · min. income ≈ HK$70,454/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,877
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$37,866
−HK$1,004/mo
Today · 4.125%
HK$38,870
baseline
▲ 0.50% · 4.625%
HK$40,918
+HK$2,048/mo
Deposit HK$808K · loan HK$7.27M · min. income ≈ HK$77,740/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,286 · Scale 2, in force from 26 Feb 2026)