LTV · monthly repayment
▼ 0.50% · 3.625%
HK$184,243
−HK$11,554/mo
▼ 0.25% · 3.875%
HK$189,974
−HK$5,823/mo
Today · 4.125%
HK$195,797
baseline
▲ 0.50% · 4.625%
HK$207,711
+HK$11,914/mo
Deposit HK$40.40M · loan HK$40.40M · min. income ≈ HK$391,594/mo (50% DSR)
Upfront cash ≈ HK$43.83M (deposit + AVD stamp duty HK$3,433,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,969
−HK$11,073/mo
▼ 0.25% · 3.875%
HK$210,466
−HK$5,576/mo
Today · 4.125%
HK$216,042
baseline
▲ 0.50% · 4.625%
HK$227,430
+HK$11,388/mo
Deposit HK$40.40M · loan HK$40.40M · min. income ≈ HK$432,084/mo (50% DSR)
Upfront cash ≈ HK$43.83M (deposit + AVD stamp duty HK$3,433,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,092
−HK$13,864/mo
▼ 0.25% · 3.875%
HK$227,969
−HK$6,987/mo
Today · 4.125%
HK$234,956
baseline
▲ 0.50% · 4.625%
HK$249,253
+HK$14,297/mo
Deposit HK$32.32M · loan HK$48.48M · min. income ≈ HK$469,912/mo (50% DSR)
Upfront cash ≈ HK$35.75M (deposit + AVD stamp duty HK$3,433,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,962
−HK$13,289/mo
▼ 0.25% · 3.875%
HK$252,559
−HK$6,692/mo
Today · 4.125%
HK$259,251
baseline
▲ 0.50% · 4.625%
HK$272,916
+HK$13,665/mo
Deposit HK$32.32M · loan HK$48.48M · min. income ≈ HK$518,502/mo (50% DSR)
Upfront cash ≈ HK$35.75M (deposit + AVD stamp duty HK$3,433,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,940
−HK$16,176/mo
▼ 0.25% · 3.875%
HK$265,964
−HK$8,152/mo
Today · 4.125%
HK$274,116
baseline
▲ 0.50% · 4.625%
HK$290,795
+HK$16,679/mo
Deposit HK$24.24M · loan HK$56.56M · min. income ≈ HK$548,232/mo (50% DSR)
Upfront cash ≈ HK$27.67M (deposit + AVD stamp duty HK$3,433,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,956
−HK$15,503/mo
▼ 0.25% · 3.875%
HK$294,652
−HK$7,807/mo
Today · 4.125%
HK$302,459
baseline
▲ 0.50% · 4.625%
HK$318,403
+HK$15,944/mo
Deposit HK$24.24M · loan HK$56.56M · min. income ≈ HK$604,918/mo (50% DSR)
Upfront cash ≈ HK$27.67M (deposit + AVD stamp duty HK$3,433,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$331,638
−HK$20,796/mo
▼ 0.25% · 3.875%
HK$341,953
−HK$10,481/mo
Today · 4.125%
HK$352,434
baseline
▲ 0.50% · 4.625%
HK$373,879
+HK$21,445/mo
Deposit HK$8.08M · loan HK$72.72M · min. income ≈ HK$704,868/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$3,433,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$368,944
−HK$19,932/mo
▼ 0.25% · 3.875%
HK$378,838
−HK$10,038/mo
Today · 4.125%
HK$388,876
baseline
▲ 0.50% · 4.625%
HK$409,375
+HK$20,499/mo
Deposit HK$8.08M · loan HK$72.72M · min. income ≈ HK$777,752/mo (50% DSR)
Upfront cash ≈ HK$11.51M (deposit + AVD stamp duty HK$3,433,971 · Scale 2, in force from 26 Feb 2026)