LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,426
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$18,999
−HK$583/mo
Today · 4.125%
HK$19,582
baseline
▲ 0.50% · 4.625%
HK$20,773
+HK$1,191/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$39,164/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,499
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$21,049
−HK$557/mo
Today · 4.125%
HK$21,606
baseline
▲ 0.50% · 4.625%
HK$22,745
+HK$1,139/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$43,212/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,111
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$22,799
−HK$699/mo
Today · 4.125%
HK$23,498
baseline
▲ 0.50% · 4.625%
HK$24,928
+HK$1,430/mo
Deposit HK$3.23M · loan HK$4.85M · min. income ≈ HK$46,996/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,599
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,258
−HK$670/mo
Today · 4.125%
HK$25,928
baseline
▲ 0.50% · 4.625%
HK$27,294
+HK$1,366/mo
Deposit HK$3.23M · loan HK$4.85M · min. income ≈ HK$51,856/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,797
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,599
−HK$815/mo
Today · 4.125%
HK$27,414
baseline
▲ 0.50% · 4.625%
HK$29,082
+HK$1,668/mo
Deposit HK$2.42M · loan HK$5.66M · min. income ≈ HK$54,828/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,699
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$29,468
−HK$781/mo
Today · 4.125%
HK$30,249
baseline
▲ 0.50% · 4.625%
HK$31,844
+HK$1,595/mo
Deposit HK$2.42M · loan HK$5.66M · min. income ≈ HK$60,498/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,167
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$34,199
−HK$1,048/mo
Today · 4.125%
HK$35,247
baseline
▲ 0.50% · 4.625%
HK$37,392
+HK$2,145/mo
Deposit HK$808K · loan HK$7.27M · min. income ≈ HK$70,494/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,898
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$37,888
−HK$1,004/mo
Today · 4.125%
HK$38,892
baseline
▲ 0.50% · 4.625%
HK$40,942
+HK$2,050/mo
Deposit HK$808K · loan HK$7.27M · min. income ≈ HK$77,784/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,423 · Scale 2, in force from 26 Feb 2026)