LTV · monthly repayment
▼ 0.50% · 3.625%
HK$184,266
−HK$11,556/mo
▼ 0.25% · 3.875%
HK$189,998
−HK$5,824/mo
Today · 4.125%
HK$195,822
baseline
▲ 0.50% · 4.625%
HK$207,737
+HK$11,915/mo
Deposit HK$40.40M · loan HK$40.40M · min. income ≈ HK$391,644/mo (50% DSR)
Upfront cash ≈ HK$43.84M (deposit + AVD stamp duty HK$3,434,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$204,995
−HK$11,075/mo
▼ 0.25% · 3.875%
HK$210,492
−HK$5,578/mo
Today · 4.125%
HK$216,070
baseline
▲ 0.50% · 4.625%
HK$227,459
+HK$11,389/mo
Deposit HK$40.40M · loan HK$40.40M · min. income ≈ HK$432,140/mo (50% DSR)
Upfront cash ≈ HK$43.84M (deposit + AVD stamp duty HK$3,434,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,120
−HK$13,866/mo
▼ 0.25% · 3.875%
HK$227,998
−HK$6,988/mo
Today · 4.125%
HK$234,986
baseline
▲ 0.50% · 4.625%
HK$249,284
+HK$14,298/mo
Deposit HK$32.32M · loan HK$48.49M · min. income ≈ HK$469,972/mo (50% DSR)
Upfront cash ≈ HK$35.76M (deposit + AVD stamp duty HK$3,434,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,993
−HK$13,291/mo
▼ 0.25% · 3.875%
HK$252,591
−HK$6,693/mo
Today · 4.125%
HK$259,284
baseline
▲ 0.50% · 4.625%
HK$272,951
+HK$13,667/mo
Deposit HK$32.32M · loan HK$48.49M · min. income ≈ HK$518,568/mo (50% DSR)
Upfront cash ≈ HK$35.76M (deposit + AVD stamp duty HK$3,434,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,973
−HK$16,177/mo
▼ 0.25% · 3.875%
HK$265,997
−HK$8,153/mo
Today · 4.125%
HK$274,150
baseline
▲ 0.50% · 4.625%
HK$290,832
+HK$16,682/mo
Deposit HK$24.24M · loan HK$56.57M · min. income ≈ HK$548,300/mo (50% DSR)
Upfront cash ≈ HK$27.68M (deposit + AVD stamp duty HK$3,434,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,992
−HK$15,506/mo
▼ 0.25% · 3.875%
HK$294,689
−HK$7,809/mo
Today · 4.125%
HK$302,498
baseline
▲ 0.50% · 4.625%
HK$318,443
+HK$15,945/mo
Deposit HK$24.24M · loan HK$56.57M · min. income ≈ HK$604,996/mo (50% DSR)
Upfront cash ≈ HK$27.68M (deposit + AVD stamp duty HK$3,434,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$331,680
−HK$20,799/mo
▼ 0.25% · 3.875%
HK$341,997
−HK$10,482/mo
Today · 4.125%
HK$352,479
baseline
▲ 0.50% · 4.625%
HK$373,926
+HK$21,447/mo
Deposit HK$8.08M · loan HK$72.73M · min. income ≈ HK$704,958/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$3,434,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$368,990
−HK$19,936/mo
▼ 0.25% · 3.875%
HK$378,886
−HK$10,040/mo
Today · 4.125%
HK$388,926
baseline
▲ 0.50% · 4.625%
HK$409,426
+HK$20,500/mo
Deposit HK$8.08M · loan HK$72.73M · min. income ≈ HK$777,852/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$3,434,405 · Scale 2, in force from 26 Feb 2026)