LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,427
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$19,000
−HK$583/mo
Today · 4.125%
HK$19,583
baseline
▲ 0.50% · 4.625%
HK$20,774
+HK$1,191/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$39,166/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,500
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$21,050
−HK$557/mo
Today · 4.125%
HK$21,607
baseline
▲ 0.50% · 4.625%
HK$22,746
+HK$1,139/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$43,214/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,112
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$22,800
−HK$699/mo
Today · 4.125%
HK$23,499
baseline
▲ 0.50% · 4.625%
HK$24,929
+HK$1,430/mo
Deposit HK$3.23M · loan HK$4.85M · min. income ≈ HK$46,998/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,600
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,260
−HK$669/mo
Today · 4.125%
HK$25,929
baseline
▲ 0.50% · 4.625%
HK$27,296
+HK$1,367/mo
Deposit HK$3.23M · loan HK$4.85M · min. income ≈ HK$51,858/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,798
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$26,600
−HK$816/mo
Today · 4.125%
HK$27,416
baseline
▲ 0.50% · 4.625%
HK$29,084
+HK$1,668/mo
Deposit HK$2.42M · loan HK$5.66M · min. income ≈ HK$54,832/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,700
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$29,470
−HK$780/mo
Today · 4.125%
HK$30,250
baseline
▲ 0.50% · 4.625%
HK$31,845
+HK$1,595/mo
Deposit HK$2.42M · loan HK$5.66M · min. income ≈ HK$60,500/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,169
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$34,200
−HK$1,049/mo
Today · 4.125%
HK$35,249
baseline
▲ 0.50% · 4.625%
HK$37,393
+HK$2,144/mo
Deposit HK$808K · loan HK$7.27M · min. income ≈ HK$70,498/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,900
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$37,889
−HK$1,004/mo
Today · 4.125%
HK$38,893
baseline
▲ 0.50% · 4.625%
HK$40,944
+HK$2,051/mo
Deposit HK$808K · loan HK$7.27M · min. income ≈ HK$77,786/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,434 · Scale 2, in force from 26 Feb 2026)