LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,430
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$19,003
−HK$582/mo
Today · 4.125%
HK$19,585
baseline
▲ 0.50% · 4.625%
HK$20,777
+HK$1,192/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$39,170/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,503
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$21,053
−HK$557/mo
Today · 4.125%
HK$21,610
baseline
▲ 0.50% · 4.625%
HK$22,750
+HK$1,140/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$43,220/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,116
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,803
−HK$699/mo
Today · 4.125%
HK$23,502
baseline
▲ 0.50% · 4.625%
HK$24,932
+HK$1,430/mo
Deposit HK$3.23M · loan HK$4.85M · min. income ≈ HK$47,004/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$242,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,603
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$25,263
−HK$670/mo
Today · 4.125%
HK$25,933
baseline
▲ 0.50% · 4.625%
HK$27,300
+HK$1,367/mo
Deposit HK$3.23M · loan HK$4.85M · min. income ≈ HK$51,866/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$242,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,801
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$26,604
−HK$815/mo
Today · 4.125%
HK$27,419
baseline
▲ 0.50% · 4.625%
HK$29,088
+HK$1,669/mo
Deposit HK$2.42M · loan HK$5.66M · min. income ≈ HK$54,838/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,704
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$29,474
−HK$781/mo
Today · 4.125%
HK$30,255
baseline
▲ 0.50% · 4.625%
HK$31,849
+HK$1,594/mo
Deposit HK$2.42M · loan HK$5.66M · min. income ≈ HK$60,510/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,173
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$34,205
−HK$1,049/mo
Today · 4.125%
HK$35,254
baseline
▲ 0.50% · 4.625%
HK$37,399
+HK$2,145/mo
Deposit HK$808K · loan HK$7.27M · min. income ≈ HK$70,508/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,905
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$37,895
−HK$1,004/mo
Today · 4.125%
HK$38,899
baseline
▲ 0.50% · 4.625%
HK$40,949
+HK$2,050/mo
Deposit HK$808K · loan HK$7.27M · min. income ≈ HK$77,798/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,468 · Scale 2, in force from 26 Feb 2026)