LTV · monthly repayment
▼ 0.50% · 3.625%
HK$184,377
−HK$11,562/mo
▼ 0.25% · 3.875%
HK$190,112
−HK$5,827/mo
Today · 4.125%
HK$195,939
baseline
▲ 0.50% · 4.625%
HK$207,862
+HK$11,923/mo
Deposit HK$40.43M · loan HK$40.43M · min. income ≈ HK$391,878/mo (50% DSR)
Upfront cash ≈ HK$43.87M (deposit + AVD stamp duty HK$3,436,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,118
−HK$11,082/mo
▼ 0.25% · 3.875%
HK$210,619
−HK$5,581/mo
Today · 4.125%
HK$216,200
baseline
▲ 0.50% · 4.625%
HK$227,596
+HK$11,396/mo
Deposit HK$40.43M · loan HK$40.43M · min. income ≈ HK$432,400/mo (50% DSR)
Upfront cash ≈ HK$43.87M (deposit + AVD stamp duty HK$3,436,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,253
−HK$13,874/mo
▼ 0.25% · 3.875%
HK$228,135
−HK$6,992/mo
Today · 4.125%
HK$235,127
baseline
▲ 0.50% · 4.625%
HK$249,434
+HK$14,307/mo
Deposit HK$32.34M · loan HK$48.51M · min. income ≈ HK$470,254/mo (50% DSR)
Upfront cash ≈ HK$35.78M (deposit + AVD stamp duty HK$3,436,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,141
−HK$13,298/mo
▼ 0.25% · 3.875%
HK$252,743
−HK$6,696/mo
Today · 4.125%
HK$259,439
baseline
▲ 0.50% · 4.625%
HK$273,115
+HK$13,676/mo
Deposit HK$32.34M · loan HK$48.51M · min. income ≈ HK$518,878/mo (50% DSR)
Upfront cash ≈ HK$35.78M (deposit + AVD stamp duty HK$3,436,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,128
−HK$16,187/mo
▼ 0.25% · 3.875%
HK$266,157
−HK$8,158/mo
Today · 4.125%
HK$274,315
baseline
▲ 0.50% · 4.625%
HK$291,006
+HK$16,691/mo
Deposit HK$24.26M · loan HK$56.60M · min. income ≈ HK$548,630/mo (50% DSR)
Upfront cash ≈ HK$27.69M (deposit + AVD stamp duty HK$3,436,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,165
−HK$15,514/mo
▼ 0.25% · 3.875%
HK$294,866
−HK$7,813/mo
Today · 4.125%
HK$302,679
baseline
▲ 0.50% · 4.625%
HK$318,634
+HK$15,955/mo
Deposit HK$24.26M · loan HK$56.60M · min. income ≈ HK$605,358/mo (50% DSR)
Upfront cash ≈ HK$27.69M (deposit + AVD stamp duty HK$3,436,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$331,879
−HK$20,812/mo
▼ 0.25% · 3.875%
HK$342,202
−HK$10,489/mo
Today · 4.125%
HK$352,691
baseline
▲ 0.50% · 4.625%
HK$374,151
+HK$21,460/mo
Deposit HK$8.09M · loan HK$72.77M · min. income ≈ HK$705,382/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$3,436,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$369,212
−HK$19,947/mo
▼ 0.25% · 3.875%
HK$379,114
−HK$10,045/mo
Today · 4.125%
HK$389,159
baseline
▲ 0.50% · 4.625%
HK$409,672
+HK$20,513/mo
Deposit HK$8.09M · loan HK$72.77M · min. income ≈ HK$778,318/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$3,436,468 · Scale 2, in force from 26 Feb 2026)