LTV · monthly repayment
▼ 0.50% · 3.625%
HK$184,390
−HK$11,563/mo
▼ 0.25% · 3.875%
HK$190,126
−HK$5,827/mo
Today · 4.125%
HK$195,953
baseline
▲ 0.50% · 4.625%
HK$207,877
+HK$11,924/mo
Deposit HK$40.43M · loan HK$40.43M · min. income ≈ HK$391,906/mo (50% DSR)
Upfront cash ≈ HK$43.87M (deposit + AVD stamp duty HK$3,436,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,133
−HK$11,082/mo
▼ 0.25% · 3.875%
HK$210,634
−HK$5,581/mo
Today · 4.125%
HK$216,215
baseline
▲ 0.50% · 4.625%
HK$227,612
+HK$11,397/mo
Deposit HK$40.43M · loan HK$40.43M · min. income ≈ HK$432,430/mo (50% DSR)
Upfront cash ≈ HK$43.87M (deposit + AVD stamp duty HK$3,436,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,269
−HK$13,875/mo
▼ 0.25% · 3.875%
HK$228,151
−HK$6,993/mo
Today · 4.125%
HK$235,144
baseline
▲ 0.50% · 4.625%
HK$249,452
+HK$14,308/mo
Deposit HK$32.35M · loan HK$48.52M · min. income ≈ HK$470,288/mo (50% DSR)
Upfront cash ≈ HK$35.78M (deposit + AVD stamp duty HK$3,436,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,159
−HK$13,299/mo
▼ 0.25% · 3.875%
HK$252,761
−HK$6,697/mo
Today · 4.125%
HK$259,458
baseline
▲ 0.50% · 4.625%
HK$273,135
+HK$13,677/mo
Deposit HK$32.35M · loan HK$48.52M · min. income ≈ HK$518,916/mo (50% DSR)
Upfront cash ≈ HK$35.78M (deposit + AVD stamp duty HK$3,436,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,147
−HK$16,188/mo
▼ 0.25% · 3.875%
HK$266,176
−HK$8,159/mo
Today · 4.125%
HK$274,335
baseline
▲ 0.50% · 4.625%
HK$291,027
+HK$16,692/mo
Deposit HK$24.26M · loan HK$56.60M · min. income ≈ HK$548,670/mo (50% DSR)
Upfront cash ≈ HK$27.70M (deposit + AVD stamp duty HK$3,436,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,186
−HK$15,515/mo
▼ 0.25% · 3.875%
HK$294,888
−HK$7,813/mo
Today · 4.125%
HK$302,701
baseline
▲ 0.50% · 4.625%
HK$318,657
+HK$15,956/mo
Deposit HK$24.26M · loan HK$56.60M · min. income ≈ HK$605,402/mo (50% DSR)
Upfront cash ≈ HK$27.70M (deposit + AVD stamp duty HK$3,436,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$331,903
−HK$20,813/mo
▼ 0.25% · 3.875%
HK$342,227
−HK$10,489/mo
Today · 4.125%
HK$352,716
baseline
▲ 0.50% · 4.625%
HK$374,178
+HK$21,462/mo
Deposit HK$8.09M · loan HK$72.78M · min. income ≈ HK$705,432/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$3,436,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$369,239
−HK$19,948/mo
▼ 0.25% · 3.875%
HK$379,141
−HK$10,046/mo
Today · 4.125%
HK$389,187
baseline
▲ 0.50% · 4.625%
HK$409,702
+HK$20,515/mo
Deposit HK$8.09M · loan HK$72.78M · min. income ≈ HK$778,374/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$3,436,717 · Scale 2, in force from 26 Feb 2026)