LTV · monthly repayment
▼ 0.50% · 3.625%
HK$184,401
−HK$11,563/mo
▼ 0.25% · 3.875%
HK$190,137
−HK$5,827/mo
Today · 4.125%
HK$195,964
baseline
▲ 0.50% · 4.625%
HK$207,888
+HK$11,924/mo
Deposit HK$40.43M · loan HK$40.43M · min. income ≈ HK$391,928/mo (50% DSR)
Upfront cash ≈ HK$43.87M (deposit + AVD stamp duty HK$3,436,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,144
−HK$11,083/mo
▼ 0.25% · 3.875%
HK$210,646
−HK$5,581/mo
Today · 4.125%
HK$216,227
baseline
▲ 0.50% · 4.625%
HK$227,625
+HK$11,398/mo
Deposit HK$40.43M · loan HK$40.43M · min. income ≈ HK$432,454/mo (50% DSR)
Upfront cash ≈ HK$43.87M (deposit + AVD stamp duty HK$3,436,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,281
−HK$13,876/mo
▼ 0.25% · 3.875%
HK$228,164
−HK$6,993/mo
Today · 4.125%
HK$235,157
baseline
▲ 0.50% · 4.625%
HK$249,466
+HK$14,309/mo
Deposit HK$32.35M · loan HK$48.52M · min. income ≈ HK$470,314/mo (50% DSR)
Upfront cash ≈ HK$35.78M (deposit + AVD stamp duty HK$3,436,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,173
−HK$13,300/mo
▼ 0.25% · 3.875%
HK$252,775
−HK$6,698/mo
Today · 4.125%
HK$259,473
baseline
▲ 0.50% · 4.625%
HK$273,150
+HK$13,677/mo
Deposit HK$32.35M · loan HK$48.52M · min. income ≈ HK$518,946/mo (50% DSR)
Upfront cash ≈ HK$35.78M (deposit + AVD stamp duty HK$3,436,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,161
−HK$16,189/mo
▼ 0.25% · 3.875%
HK$266,191
−HK$8,159/mo
Today · 4.125%
HK$274,350
baseline
▲ 0.50% · 4.625%
HK$291,044
+HK$16,694/mo
Deposit HK$24.26M · loan HK$56.61M · min. income ≈ HK$548,700/mo (50% DSR)
Upfront cash ≈ HK$27.70M (deposit + AVD stamp duty HK$3,436,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,202
−HK$15,516/mo
▼ 0.25% · 3.875%
HK$294,904
−HK$7,814/mo
Today · 4.125%
HK$302,718
baseline
▲ 0.50% · 4.625%
HK$318,675
+HK$15,957/mo
Deposit HK$24.26M · loan HK$56.61M · min. income ≈ HK$605,436/mo (50% DSR)
Upfront cash ≈ HK$27.70M (deposit + AVD stamp duty HK$3,436,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$331,921
−HK$20,815/mo
▼ 0.25% · 3.875%
HK$342,246
−HK$10,490/mo
Today · 4.125%
HK$352,736
baseline
▲ 0.50% · 4.625%
HK$374,199
+HK$21,463/mo
Deposit HK$8.09M · loan HK$72.78M · min. income ≈ HK$705,472/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$3,436,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$369,259
−HK$19,950/mo
▼ 0.25% · 3.875%
HK$379,163
−HK$10,046/mo
Today · 4.125%
HK$389,209
baseline
▲ 0.50% · 4.625%
HK$409,725
+HK$20,516/mo
Deposit HK$8.09M · loan HK$72.78M · min. income ≈ HK$778,418/mo (50% DSR)
Upfront cash ≈ HK$11.52M (deposit + AVD stamp duty HK$3,436,909 · Scale 2, in force from 26 Feb 2026)