LTV · monthly repayment
▼ 0.50% · 3.625%
HK$184,735
−HK$11,584/mo
▼ 0.25% · 3.875%
HK$190,481
−HK$5,838/mo
Today · 4.125%
HK$196,319
baseline
▲ 0.50% · 4.625%
HK$208,265
+HK$11,946/mo
Deposit HK$40.51M · loan HK$40.51M · min. income ≈ HK$392,638/mo (50% DSR)
Upfront cash ≈ HK$43.95M (deposit + AVD stamp duty HK$3,443,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,515
−HK$11,104/mo
▼ 0.25% · 3.875%
HK$211,027
−HK$5,592/mo
Today · 4.125%
HK$216,619
baseline
▲ 0.50% · 4.625%
HK$228,037
+HK$11,418/mo
Deposit HK$40.51M · loan HK$40.51M · min. income ≈ HK$433,238/mo (50% DSR)
Upfront cash ≈ HK$43.95M (deposit + AVD stamp duty HK$3,443,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,682
−HK$13,901/mo
▼ 0.25% · 3.875%
HK$228,577
−HK$7,006/mo
Today · 4.125%
HK$235,583
baseline
▲ 0.50% · 4.625%
HK$249,918
+HK$14,335/mo
Deposit HK$32.41M · loan HK$48.61M · min. income ≈ HK$471,166/mo (50% DSR)
Upfront cash ≈ HK$35.85M (deposit + AVD stamp duty HK$3,443,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,619
−HK$13,324/mo
▼ 0.25% · 3.875%
HK$253,233
−HK$6,710/mo
Today · 4.125%
HK$259,943
baseline
▲ 0.50% · 4.625%
HK$273,644
+HK$13,701/mo
Deposit HK$32.41M · loan HK$48.61M · min. income ≈ HK$519,886/mo (50% DSR)
Upfront cash ≈ HK$35.85M (deposit + AVD stamp duty HK$3,443,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,629
−HK$16,218/mo
▼ 0.25% · 3.875%
HK$266,673
−HK$8,174/mo
Today · 4.125%
HK$274,847
baseline
▲ 0.50% · 4.625%
HK$291,571
+HK$16,724/mo
Deposit HK$24.30M · loan HK$56.71M · min. income ≈ HK$549,694/mo (50% DSR)
Upfront cash ≈ HK$27.75M (deposit + AVD stamp duty HK$3,443,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,722
−HK$15,544/mo
▼ 0.25% · 3.875%
HK$295,438
−HK$7,828/mo
Today · 4.125%
HK$303,266
baseline
▲ 0.50% · 4.625%
HK$319,252
+HK$15,986/mo
Deposit HK$24.30M · loan HK$56.71M · min. income ≈ HK$606,532/mo (50% DSR)
Upfront cash ≈ HK$27.75M (deposit + AVD stamp duty HK$3,443,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$332,522
−HK$20,852/mo
▼ 0.25% · 3.875%
HK$342,866
−HK$10,508/mo
Today · 4.125%
HK$353,374
baseline
▲ 0.50% · 4.625%
HK$374,876
+HK$21,502/mo
Deposit HK$8.10M · loan HK$72.91M · min. income ≈ HK$706,748/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$3,443,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$369,928
−HK$19,986/mo
▼ 0.25% · 3.875%
HK$379,849
−HK$10,065/mo
Today · 4.125%
HK$389,914
baseline
▲ 0.50% · 4.625%
HK$410,467
+HK$20,553/mo
Deposit HK$8.10M · loan HK$72.91M · min. income ≈ HK$779,828/mo (50% DSR)
Upfront cash ≈ HK$11.54M (deposit + AVD stamp duty HK$3,443,132 · Scale 2, in force from 26 Feb 2026)