LTV · monthly repayment
▼ 0.50% · 3.625%
HK$184,842
−HK$11,591/mo
▼ 0.25% · 3.875%
HK$190,592
−HK$5,841/mo
Today · 4.125%
HK$196,433
baseline
▲ 0.50% · 4.625%
HK$208,386
+HK$11,953/mo
Deposit HK$40.53M · loan HK$40.53M · min. income ≈ HK$392,866/mo (50% DSR)
Upfront cash ≈ HK$43.98M (deposit + AVD stamp duty HK$3,445,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,635
−HK$11,110/mo
▼ 0.25% · 3.875%
HK$211,150
−HK$5,595/mo
Today · 4.125%
HK$216,745
baseline
▲ 0.50% · 4.625%
HK$228,170
+HK$11,425/mo
Deposit HK$40.53M · loan HK$40.53M · min. income ≈ HK$433,490/mo (50% DSR)
Upfront cash ≈ HK$43.98M (deposit + AVD stamp duty HK$3,445,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,810
−HK$13,910/mo
▼ 0.25% · 3.875%
HK$228,710
−HK$7,010/mo
Today · 4.125%
HK$235,720
baseline
▲ 0.50% · 4.625%
HK$250,063
+HK$14,343/mo
Deposit HK$32.42M · loan HK$48.64M · min. income ≈ HK$471,440/mo (50% DSR)
Upfront cash ≈ HK$35.87M (deposit + AVD stamp duty HK$3,445,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,762
−HK$13,332/mo
▼ 0.25% · 3.875%
HK$253,380
−HK$6,714/mo
Today · 4.125%
HK$260,094
baseline
▲ 0.50% · 4.625%
HK$273,804
+HK$13,710/mo
Deposit HK$32.42M · loan HK$48.64M · min. income ≈ HK$520,188/mo (50% DSR)
Upfront cash ≈ HK$35.87M (deposit + AVD stamp duty HK$3,445,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,779
−HK$16,228/mo
▼ 0.25% · 3.875%
HK$266,828
−HK$8,179/mo
Today · 4.125%
HK$275,007
baseline
▲ 0.50% · 4.625%
HK$291,740
+HK$16,733/mo
Deposit HK$24.32M · loan HK$56.74M · min. income ≈ HK$550,014/mo (50% DSR)
Upfront cash ≈ HK$27.76M (deposit + AVD stamp duty HK$3,445,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,889
−HK$15,554/mo
▼ 0.25% · 3.875%
HK$295,610
−HK$7,833/mo
Today · 4.125%
HK$303,443
baseline
▲ 0.50% · 4.625%
HK$319,437
+HK$15,994/mo
Deposit HK$24.32M · loan HK$56.74M · min. income ≈ HK$606,886/mo (50% DSR)
Upfront cash ≈ HK$27.76M (deposit + AVD stamp duty HK$3,445,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$332,716
−HK$20,864/mo
▼ 0.25% · 3.875%
HK$343,065
−HK$10,515/mo
Today · 4.125%
HK$353,580
baseline
▲ 0.50% · 4.625%
HK$375,094
+HK$21,514/mo
Deposit HK$8.11M · loan HK$72.96M · min. income ≈ HK$707,160/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$3,445,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$370,143
−HK$19,997/mo
▼ 0.25% · 3.875%
HK$380,070
−HK$10,070/mo
Today · 4.125%
HK$390,140
baseline
▲ 0.50% · 4.625%
HK$410,705
+HK$20,565/mo
Deposit HK$8.11M · loan HK$72.96M · min. income ≈ HK$780,280/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$3,445,133 · Scale 2, in force from 26 Feb 2026)