LTV · monthly repayment
▼ 0.50% · 3.625%
HK$184,869
−HK$11,593/mo
▼ 0.25% · 3.875%
HK$190,619
−HK$5,843/mo
Today · 4.125%
HK$196,462
baseline
▲ 0.50% · 4.625%
HK$208,416
+HK$11,954/mo
Deposit HK$40.54M · loan HK$40.54M · min. income ≈ HK$392,924/mo (50% DSR)
Upfront cash ≈ HK$43.98M (deposit + AVD stamp duty HK$3,445,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,665
−HK$11,111/mo
▼ 0.25% · 3.875%
HK$211,180
−HK$5,596/mo
Today · 4.125%
HK$216,776
baseline
▲ 0.50% · 4.625%
HK$228,203
+HK$11,427/mo
Deposit HK$40.54M · loan HK$40.54M · min. income ≈ HK$433,552/mo (50% DSR)
Upfront cash ≈ HK$43.98M (deposit + AVD stamp duty HK$3,445,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,842
−HK$13,912/mo
▼ 0.25% · 3.875%
HK$228,743
−HK$7,011/mo
Today · 4.125%
HK$235,754
baseline
▲ 0.50% · 4.625%
HK$250,099
+HK$14,345/mo
Deposit HK$32.43M · loan HK$48.64M · min. income ≈ HK$471,508/mo (50% DSR)
Upfront cash ≈ HK$35.88M (deposit + AVD stamp duty HK$3,445,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,797
−HK$13,334/mo
▼ 0.25% · 3.875%
HK$253,416
−HK$6,715/mo
Today · 4.125%
HK$260,131
baseline
▲ 0.50% · 4.625%
HK$273,843
+HK$13,712/mo
Deposit HK$32.43M · loan HK$48.64M · min. income ≈ HK$520,262/mo (50% DSR)
Upfront cash ≈ HK$35.88M (deposit + AVD stamp duty HK$3,445,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,816
−HK$16,230/mo
▼ 0.25% · 3.875%
HK$266,867
−HK$8,179/mo
Today · 4.125%
HK$275,046
baseline
▲ 0.50% · 4.625%
HK$291,782
+HK$16,736/mo
Deposit HK$24.32M · loan HK$56.75M · min. income ≈ HK$550,092/mo (50% DSR)
Upfront cash ≈ HK$27.77M (deposit + AVD stamp duty HK$3,445,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,930
−HK$15,556/mo
▼ 0.25% · 3.875%
HK$295,652
−HK$7,834/mo
Today · 4.125%
HK$303,486
baseline
▲ 0.50% · 4.625%
HK$319,484
+HK$15,998/mo
Deposit HK$24.32M · loan HK$56.75M · min. income ≈ HK$606,972/mo (50% DSR)
Upfront cash ≈ HK$27.77M (deposit + AVD stamp duty HK$3,445,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$332,764
−HK$20,867/mo
▼ 0.25% · 3.875%
HK$343,114
−HK$10,517/mo
Today · 4.125%
HK$353,631
baseline
▲ 0.50% · 4.625%
HK$375,148
+HK$21,517/mo
Deposit HK$8.11M · loan HK$72.97M · min. income ≈ HK$707,262/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$3,445,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$370,196
−HK$20,001/mo
▼ 0.25% · 3.875%
HK$380,125
−HK$10,072/mo
Today · 4.125%
HK$390,197
baseline
▲ 0.50% · 4.625%
HK$410,765
+HK$20,568/mo
Deposit HK$8.11M · loan HK$72.97M · min. income ≈ HK$780,394/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$3,445,630 · Scale 2, in force from 26 Feb 2026)