LTV · monthly repayment
▼ 0.50% · 3.625%
HK$184,891
−HK$11,594/mo
▼ 0.25% · 3.875%
HK$190,642
−HK$5,843/mo
Today · 4.125%
HK$196,485
baseline
▲ 0.50% · 4.625%
HK$208,441
+HK$11,956/mo
Deposit HK$40.54M · loan HK$40.54M · min. income ≈ HK$392,970/mo (50% DSR)
Upfront cash ≈ HK$43.99M (deposit + AVD stamp duty HK$3,446,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,689
−HK$11,113/mo
▼ 0.25% · 3.875%
HK$211,206
−HK$5,596/mo
Today · 4.125%
HK$216,802
baseline
▲ 0.50% · 4.625%
HK$228,230
+HK$11,428/mo
Deposit HK$40.54M · loan HK$40.54M · min. income ≈ HK$433,604/mo (50% DSR)
Upfront cash ≈ HK$43.99M (deposit + AVD stamp duty HK$3,446,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,869
−HK$13,913/mo
▼ 0.25% · 3.875%
HK$228,771
−HK$7,011/mo
Today · 4.125%
HK$235,782
baseline
▲ 0.50% · 4.625%
HK$250,129
+HK$14,347/mo
Deposit HK$32.43M · loan HK$48.65M · min. income ≈ HK$471,564/mo (50% DSR)
Upfront cash ≈ HK$35.88M (deposit + AVD stamp duty HK$3,446,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,827
−HK$13,336/mo
▼ 0.25% · 3.875%
HK$253,447
−HK$6,716/mo
Today · 4.125%
HK$260,163
baseline
▲ 0.50% · 4.625%
HK$273,876
+HK$13,713/mo
Deposit HK$32.43M · loan HK$48.65M · min. income ≈ HK$520,326/mo (50% DSR)
Upfront cash ≈ HK$35.88M (deposit + AVD stamp duty HK$3,446,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,847
−HK$16,232/mo
▼ 0.25% · 3.875%
HK$266,899
−HK$8,180/mo
Today · 4.125%
HK$275,079
baseline
▲ 0.50% · 4.625%
HK$291,817
+HK$16,738/mo
Deposit HK$24.33M · loan HK$56.76M · min. income ≈ HK$550,158/mo (50% DSR)
Upfront cash ≈ HK$27.77M (deposit + AVD stamp duty HK$3,446,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,965
−HK$15,558/mo
▼ 0.25% · 3.875%
HK$295,688
−HK$7,835/mo
Today · 4.125%
HK$303,523
baseline
▲ 0.50% · 4.625%
HK$319,522
+HK$15,999/mo
Deposit HK$24.33M · loan HK$56.76M · min. income ≈ HK$607,046/mo (50% DSR)
Upfront cash ≈ HK$27.77M (deposit + AVD stamp duty HK$3,446,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$332,804
−HK$20,869/mo
▼ 0.25% · 3.875%
HK$343,156
−HK$10,517/mo
Today · 4.125%
HK$353,673
baseline
▲ 0.50% · 4.625%
HK$375,194
+HK$21,521/mo
Deposit HK$8.11M · loan HK$72.98M · min. income ≈ HK$707,346/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$3,446,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$370,241
−HK$20,003/mo
▼ 0.25% · 3.875%
HK$380,170
−HK$10,074/mo
Today · 4.125%
HK$390,244
baseline
▲ 0.50% · 4.625%
HK$410,814
+HK$20,570/mo
Deposit HK$8.11M · loan HK$72.98M · min. income ≈ HK$780,488/mo (50% DSR)
Upfront cash ≈ HK$11.55M (deposit + AVD stamp duty HK$3,446,045 · Scale 2, in force from 26 Feb 2026)