LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,493
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$19,068
−HK$584/mo
Today · 4.125%
HK$19,652
baseline
▲ 0.50% · 4.625%
HK$20,848
+HK$1,196/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$39,304/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,573
−HK$1,111/mo
▼ 0.25% · 3.875%
HK$21,125
−HK$559/mo
Today · 4.125%
HK$21,684
baseline
▲ 0.50% · 4.625%
HK$22,828
+HK$1,144/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$43,368/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,191
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,882
−HK$701/mo
Today · 4.125%
HK$23,583
baseline
▲ 0.50% · 4.625%
HK$25,018
+HK$1,435/mo
Deposit HK$3.24M · loan HK$4.87M · min. income ≈ HK$47,166/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,688
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,350
−HK$671/mo
Today · 4.125%
HK$26,021
baseline
▲ 0.50% · 4.625%
HK$27,393
+HK$1,372/mo
Deposit HK$3.24M · loan HK$4.87M · min. income ≈ HK$52,042/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,890
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$26,695
−HK$818/mo
Today · 4.125%
HK$27,513
baseline
▲ 0.50% · 4.625%
HK$29,187
+HK$1,674/mo
Deposit HK$2.43M · loan HK$5.68M · min. income ≈ HK$55,026/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,802
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$29,575
−HK$783/mo
Today · 4.125%
HK$30,358
baseline
▲ 0.50% · 4.625%
HK$31,959
+HK$1,601/mo
Deposit HK$2.43M · loan HK$5.68M · min. income ≈ HK$60,716/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,287
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,322
−HK$1,052/mo
Today · 4.125%
HK$35,374
baseline
▲ 0.50% · 4.625%
HK$37,527
+HK$2,153/mo
Deposit HK$811K · loan HK$7.30M · min. income ≈ HK$70,748/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,031
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$38,025
−HK$1,007/mo
Today · 4.125%
HK$39,032
baseline
▲ 0.50% · 4.625%
HK$41,090
+HK$2,058/mo
Deposit HK$811K · loan HK$7.30M · min. income ≈ HK$78,064/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,299 · Scale 2, in force from 26 Feb 2026)