LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,499
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$19,074
−HK$585/mo
Today · 4.125%
HK$19,659
baseline
▲ 0.50% · 4.625%
HK$20,855
+HK$1,196/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$39,318/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,580
−HK$1,111/mo
▼ 0.25% · 3.875%
HK$21,132
−HK$559/mo
Today · 4.125%
HK$21,691
baseline
▲ 0.50% · 4.625%
HK$22,835
+HK$1,144/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$43,382/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,198
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,889
−HK$701/mo
Today · 4.125%
HK$23,590
baseline
▲ 0.50% · 4.625%
HK$25,026
+HK$1,436/mo
Deposit HK$3.25M · loan HK$4.87M · min. income ≈ HK$47,180/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,696
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,358
−HK$672/mo
Today · 4.125%
HK$26,030
baseline
▲ 0.50% · 4.625%
HK$27,402
+HK$1,372/mo
Deposit HK$3.25M · loan HK$4.87M · min. income ≈ HK$52,060/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,898
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,704
−HK$818/mo
Today · 4.125%
HK$27,522
baseline
▲ 0.50% · 4.625%
HK$29,197
+HK$1,675/mo
Deposit HK$2.43M · loan HK$5.68M · min. income ≈ HK$55,044/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,811
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,584
−HK$784/mo
Today · 4.125%
HK$30,368
baseline
▲ 0.50% · 4.625%
HK$31,969
+HK$1,601/mo
Deposit HK$2.43M · loan HK$5.68M · min. income ≈ HK$60,736/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,298
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,333
−HK$1,053/mo
Today · 4.125%
HK$35,386
baseline
▲ 0.50% · 4.625%
HK$37,539
+HK$2,153/mo
Deposit HK$811K · loan HK$7.30M · min. income ≈ HK$70,772/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,043
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,037
−HK$1,008/mo
Today · 4.125%
HK$39,045
baseline
▲ 0.50% · 4.625%
HK$41,103
+HK$2,058/mo
Deposit HK$811K · loan HK$7.30M · min. income ≈ HK$78,090/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,377 · Scale 2, in force from 26 Feb 2026)