LTV · monthly repayment
▼ 0.50% · 3.625%
HK$184,997
−HK$11,601/mo
▼ 0.25% · 3.875%
HK$190,751
−HK$5,847/mo
Today · 4.125%
HK$196,598
baseline
▲ 0.50% · 4.625%
HK$208,560
+HK$11,962/mo
Deposit HK$40.56M · loan HK$40.56M · min. income ≈ HK$393,196/mo (50% DSR)
Upfront cash ≈ HK$44.01M (deposit + AVD stamp duty HK$3,448,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,807
−HK$11,119/mo
▼ 0.25% · 3.875%
HK$211,327
−HK$5,599/mo
Today · 4.125%
HK$216,926
baseline
▲ 0.50% · 4.625%
HK$228,361
+HK$11,435/mo
Deposit HK$40.56M · loan HK$40.56M · min. income ≈ HK$433,852/mo (50% DSR)
Upfront cash ≈ HK$44.01M (deposit + AVD stamp duty HK$3,448,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,996
−HK$13,922/mo
▼ 0.25% · 3.875%
HK$228,902
−HK$7,016/mo
Today · 4.125%
HK$235,918
baseline
▲ 0.50% · 4.625%
HK$250,273
+HK$14,355/mo
Deposit HK$32.45M · loan HK$48.68M · min. income ≈ HK$471,836/mo (50% DSR)
Upfront cash ≈ HK$35.90M (deposit + AVD stamp duty HK$3,448,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$246,969
−HK$13,343/mo
▼ 0.25% · 3.875%
HK$253,592
−HK$6,720/mo
Today · 4.125%
HK$260,312
baseline
▲ 0.50% · 4.625%
HK$274,033
+HK$13,721/mo
Deposit HK$32.45M · loan HK$48.68M · min. income ≈ HK$520,624/mo (50% DSR)
Upfront cash ≈ HK$35.90M (deposit + AVD stamp duty HK$3,448,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,996
−HK$16,241/mo
▼ 0.25% · 3.875%
HK$267,052
−HK$8,185/mo
Today · 4.125%
HK$275,237
baseline
▲ 0.50% · 4.625%
HK$291,985
+HK$16,748/mo
Deposit HK$24.34M · loan HK$56.79M · min. income ≈ HK$550,474/mo (50% DSR)
Upfront cash ≈ HK$27.79M (deposit + AVD stamp duty HK$3,448,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,130
−HK$15,567/mo
▼ 0.25% · 3.875%
HK$295,858
−HK$7,839/mo
Today · 4.125%
HK$303,697
baseline
▲ 0.50% · 4.625%
HK$319,705
+HK$16,008/mo
Deposit HK$24.34M · loan HK$56.79M · min. income ≈ HK$607,394/mo (50% DSR)
Upfront cash ≈ HK$27.79M (deposit + AVD stamp duty HK$3,448,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$332,995
−HK$20,881/mo
▼ 0.25% · 3.875%
HK$343,353
−HK$10,523/mo
Today · 4.125%
HK$353,876
baseline
▲ 0.50% · 4.625%
HK$375,409
+HK$21,533/mo
Deposit HK$8.11M · loan HK$73.02M · min. income ≈ HK$707,752/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$3,448,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$370,453
−HK$20,015/mo
▼ 0.25% · 3.875%
HK$380,388
−HK$10,080/mo
Today · 4.125%
HK$390,468
baseline
▲ 0.50% · 4.625%
HK$411,050
+HK$20,582/mo
Deposit HK$8.11M · loan HK$73.02M · min. income ≈ HK$780,936/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$3,448,021 · Scale 2, in force from 26 Feb 2026)