LTV · monthly repayment
▼ 0.50% · 3.625%
HK$185,025
−HK$11,603/mo
▼ 0.25% · 3.875%
HK$190,780
−HK$5,848/mo
Today · 4.125%
HK$196,628
baseline
▲ 0.50% · 4.625%
HK$208,592
+HK$11,964/mo
Deposit HK$40.57M · loan HK$40.57M · min. income ≈ HK$393,256/mo (50% DSR)
Upfront cash ≈ HK$44.02M (deposit + AVD stamp duty HK$3,448,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,838
−HK$11,121/mo
▼ 0.25% · 3.875%
HK$211,359
−HK$5,600/mo
Today · 4.125%
HK$216,959
baseline
▲ 0.50% · 4.625%
HK$228,395
+HK$11,436/mo
Deposit HK$40.57M · loan HK$40.57M · min. income ≈ HK$433,918/mo (50% DSR)
Upfront cash ≈ HK$44.02M (deposit + AVD stamp duty HK$3,448,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,030
−HK$13,923/mo
▼ 0.25% · 3.875%
HK$228,936
−HK$7,017/mo
Today · 4.125%
HK$235,953
baseline
▲ 0.50% · 4.625%
HK$250,310
+HK$14,357/mo
Deposit HK$32.46M · loan HK$48.69M · min. income ≈ HK$471,906/mo (50% DSR)
Upfront cash ≈ HK$35.91M (deposit + AVD stamp duty HK$3,448,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,006
−HK$13,345/mo
▼ 0.25% · 3.875%
HK$253,631
−HK$6,720/mo
Today · 4.125%
HK$260,351
baseline
▲ 0.50% · 4.625%
HK$274,075
+HK$13,724/mo
Deposit HK$32.46M · loan HK$48.69M · min. income ≈ HK$520,702/mo (50% DSR)
Upfront cash ≈ HK$35.91M (deposit + AVD stamp duty HK$3,448,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,035
−HK$16,244/mo
▼ 0.25% · 3.875%
HK$267,092
−HK$8,187/mo
Today · 4.125%
HK$275,279
baseline
▲ 0.50% · 4.625%
HK$292,029
+HK$16,750/mo
Deposit HK$24.34M · loan HK$56.80M · min. income ≈ HK$550,558/mo (50% DSR)
Upfront cash ≈ HK$27.79M (deposit + AVD stamp duty HK$3,448,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,174
−HK$15,569/mo
▼ 0.25% · 3.875%
HK$295,903
−HK$7,840/mo
Today · 4.125%
HK$303,743
baseline
▲ 0.50% · 4.625%
HK$319,754
+HK$16,011/mo
Deposit HK$24.34M · loan HK$56.80M · min. income ≈ HK$607,486/mo (50% DSR)
Upfront cash ≈ HK$27.79M (deposit + AVD stamp duty HK$3,448,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$333,045
−HK$20,885/mo
▼ 0.25% · 3.875%
HK$343,405
−HK$10,525/mo
Today · 4.125%
HK$353,930
baseline
▲ 0.50% · 4.625%
HK$375,466
+HK$21,536/mo
Deposit HK$8.11M · loan HK$73.03M · min. income ≈ HK$707,860/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$3,448,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$370,509
−HK$20,018/mo
▼ 0.25% · 3.875%
HK$380,446
−HK$10,081/mo
Today · 4.125%
HK$390,527
baseline
▲ 0.50% · 4.625%
HK$411,112
+HK$20,585/mo
Deposit HK$8.11M · loan HK$73.03M · min. income ≈ HK$781,054/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$3,448,543 · Scale 2, in force from 26 Feb 2026)