LTV · monthly repayment
▼ 0.50% · 3.625%
HK$185,031
−HK$11,603/mo
▼ 0.25% · 3.875%
HK$190,787
−HK$5,847/mo
Today · 4.125%
HK$196,634
baseline
▲ 0.50% · 4.625%
HK$208,599
+HK$11,965/mo
Deposit HK$40.57M · loan HK$40.57M · min. income ≈ HK$393,268/mo (50% DSR)
Upfront cash ≈ HK$44.02M (deposit + AVD stamp duty HK$3,448,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,845
−HK$11,122/mo
▼ 0.25% · 3.875%
HK$211,366
−HK$5,601/mo
Today · 4.125%
HK$216,967
baseline
▲ 0.50% · 4.625%
HK$228,403
+HK$11,436/mo
Deposit HK$40.57M · loan HK$40.57M · min. income ≈ HK$433,934/mo (50% DSR)
Upfront cash ≈ HK$44.02M (deposit + AVD stamp duty HK$3,448,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,038
−HK$13,923/mo
▼ 0.25% · 3.875%
HK$228,944
−HK$7,017/mo
Today · 4.125%
HK$235,961
baseline
▲ 0.50% · 4.625%
HK$250,319
+HK$14,358/mo
Deposit HK$32.46M · loan HK$48.69M · min. income ≈ HK$471,922/mo (50% DSR)
Upfront cash ≈ HK$35.91M (deposit + AVD stamp duty HK$3,448,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,015
−HK$13,345/mo
▼ 0.25% · 3.875%
HK$253,639
−HK$6,721/mo
Today · 4.125%
HK$260,360
baseline
▲ 0.50% · 4.625%
HK$274,084
+HK$13,724/mo
Deposit HK$32.46M · loan HK$48.69M · min. income ≈ HK$520,720/mo (50% DSR)
Upfront cash ≈ HK$35.91M (deposit + AVD stamp duty HK$3,448,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,044
−HK$16,244/mo
▼ 0.25% · 3.875%
HK$267,102
−HK$8,186/mo
Today · 4.125%
HK$275,288
baseline
▲ 0.50% · 4.625%
HK$292,039
+HK$16,751/mo
Deposit HK$24.34M · loan HK$56.80M · min. income ≈ HK$550,576/mo (50% DSR)
Upfront cash ≈ HK$27.79M (deposit + AVD stamp duty HK$3,448,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,184
−HK$15,569/mo
▼ 0.25% · 3.875%
HK$295,913
−HK$7,840/mo
Today · 4.125%
HK$303,753
baseline
▲ 0.50% · 4.625%
HK$319,765
+HK$16,012/mo
Deposit HK$24.34M · loan HK$56.80M · min. income ≈ HK$607,506/mo (50% DSR)
Upfront cash ≈ HK$27.79M (deposit + AVD stamp duty HK$3,448,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$333,056
−HK$20,886/mo
▼ 0.25% · 3.875%
HK$343,416
−HK$10,526/mo
Today · 4.125%
HK$353,942
baseline
▲ 0.50% · 4.625%
HK$375,478
+HK$21,536/mo
Deposit HK$8.11M · loan HK$73.03M · min. income ≈ HK$707,884/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$3,448,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$370,522
−HK$20,018/mo
▼ 0.25% · 3.875%
HK$380,459
−HK$10,081/mo
Today · 4.125%
HK$390,540
baseline
▲ 0.50% · 4.625%
HK$411,126
+HK$20,586/mo
Deposit HK$8.11M · loan HK$73.03M · min. income ≈ HK$781,080/mo (50% DSR)
Upfront cash ≈ HK$11.56M (deposit + AVD stamp duty HK$3,448,661 · Scale 2, in force from 26 Feb 2026)