LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,504
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$19,080
−HK$584/mo
Today · 4.125%
HK$19,664
baseline
▲ 0.50% · 4.625%
HK$20,861
+HK$1,197/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$39,328/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,586
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$21,138
−HK$560/mo
Today · 4.125%
HK$21,698
baseline
▲ 0.50% · 4.625%
HK$22,842
+HK$1,144/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$43,396/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,205
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,896
−HK$701/mo
Today · 4.125%
HK$23,597
baseline
▲ 0.50% · 4.625%
HK$25,033
+HK$1,436/mo
Deposit HK$3.25M · loan HK$4.87M · min. income ≈ HK$47,194/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,703
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,365
−HK$672/mo
Today · 4.125%
HK$26,037
baseline
▲ 0.50% · 4.625%
HK$27,410
+HK$1,373/mo
Deposit HK$3.25M · loan HK$4.87M · min. income ≈ HK$52,074/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,906
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,712
−HK$818/mo
Today · 4.125%
HK$27,530
baseline
▲ 0.50% · 4.625%
HK$29,205
+HK$1,675/mo
Deposit HK$2.43M · loan HK$5.68M · min. income ≈ HK$55,060/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,820
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,593
−HK$784/mo
Today · 4.125%
HK$30,377
baseline
▲ 0.50% · 4.625%
HK$31,978
+HK$1,601/mo
Deposit HK$2.43M · loan HK$5.68M · min. income ≈ HK$60,754/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,307
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$34,343
−HK$1,053/mo
Today · 4.125%
HK$35,396
baseline
▲ 0.50% · 4.625%
HK$37,550
+HK$2,154/mo
Deposit HK$811K · loan HK$7.30M · min. income ≈ HK$70,792/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,054
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,048
−HK$1,008/mo
Today · 4.125%
HK$39,056
baseline
▲ 0.50% · 4.625%
HK$41,115
+HK$2,059/mo
Deposit HK$811K · loan HK$7.30M · min. income ≈ HK$78,112/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,448 · Scale 2, in force from 26 Feb 2026)