LTV · monthly repayment
▼ 0.50% · 3.625%
HK$185,109
−HK$11,608/mo
▼ 0.25% · 3.875%
HK$190,867
−HK$5,850/mo
Today · 4.125%
HK$196,717
baseline
▲ 0.50% · 4.625%
HK$208,687
+HK$11,970/mo
Deposit HK$40.59M · loan HK$40.59M · min. income ≈ HK$393,434/mo (50% DSR)
Upfront cash ≈ HK$44.04M (deposit + AVD stamp duty HK$3,450,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,932
−HK$11,126/mo
▼ 0.25% · 3.875%
HK$211,455
−HK$5,603/mo
Today · 4.125%
HK$217,058
baseline
▲ 0.50% · 4.625%
HK$228,499
+HK$11,441/mo
Deposit HK$40.59M · loan HK$40.59M · min. income ≈ HK$434,116/mo (50% DSR)
Upfront cash ≈ HK$44.04M (deposit + AVD stamp duty HK$3,450,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,131
−HK$13,929/mo
▼ 0.25% · 3.875%
HK$229,040
−HK$7,020/mo
Today · 4.125%
HK$236,060
baseline
▲ 0.50% · 4.625%
HK$250,424
+HK$14,364/mo
Deposit HK$32.47M · loan HK$48.71M · min. income ≈ HK$472,120/mo (50% DSR)
Upfront cash ≈ HK$35.92M (deposit + AVD stamp duty HK$3,450,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,118
−HK$13,351/mo
▼ 0.25% · 3.875%
HK$253,746
−HK$6,723/mo
Today · 4.125%
HK$260,469
baseline
▲ 0.50% · 4.625%
HK$274,199
+HK$13,730/mo
Deposit HK$32.47M · loan HK$48.71M · min. income ≈ HK$520,938/mo (50% DSR)
Upfront cash ≈ HK$35.92M (deposit + AVD stamp duty HK$3,450,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,152
−HK$16,252/mo
▼ 0.25% · 3.875%
HK$267,214
−HK$8,190/mo
Today · 4.125%
HK$275,404
baseline
▲ 0.50% · 4.625%
HK$292,161
+HK$16,757/mo
Deposit HK$24.35M · loan HK$56.83M · min. income ≈ HK$550,808/mo (50% DSR)
Upfront cash ≈ HK$27.80M (deposit + AVD stamp duty HK$3,450,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,305
−HK$15,576/mo
▼ 0.25% · 3.875%
HK$296,037
−HK$7,844/mo
Today · 4.125%
HK$303,881
baseline
▲ 0.50% · 4.625%
HK$319,899
+HK$16,018/mo
Deposit HK$24.35M · loan HK$56.83M · min. income ≈ HK$607,762/mo (50% DSR)
Upfront cash ≈ HK$27.80M (deposit + AVD stamp duty HK$3,450,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$333,196
−HK$20,894/mo
▼ 0.25% · 3.875%
HK$343,560
−HK$10,530/mo
Today · 4.125%
HK$354,090
baseline
▲ 0.50% · 4.625%
HK$375,636
+HK$21,546/mo
Deposit HK$8.12M · loan HK$73.06M · min. income ≈ HK$708,180/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$3,450,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$370,677
−HK$20,027/mo
▼ 0.25% · 3.875%
HK$380,619
−HK$10,085/mo
Today · 4.125%
HK$390,704
baseline
▲ 0.50% · 4.625%
HK$411,298
+HK$20,594/mo
Deposit HK$8.12M · loan HK$73.06M · min. income ≈ HK$781,408/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$3,450,107 · Scale 2, in force from 26 Feb 2026)