LTV · monthly repayment
▼ 0.50% · 3.625%
HK$185,114
−HK$11,609/mo
▼ 0.25% · 3.875%
HK$190,872
−HK$5,851/mo
Today · 4.125%
HK$196,723
baseline
▲ 0.50% · 4.625%
HK$208,693
+HK$11,970/mo
Deposit HK$40.59M · loan HK$40.59M · min. income ≈ HK$393,446/mo (50% DSR)
Upfront cash ≈ HK$44.04M (deposit + AVD stamp duty HK$3,450,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,938
−HK$11,126/mo
▼ 0.25% · 3.875%
HK$211,461
−HK$5,603/mo
Today · 4.125%
HK$217,064
baseline
▲ 0.50% · 4.625%
HK$228,506
+HK$11,442/mo
Deposit HK$40.59M · loan HK$40.59M · min. income ≈ HK$434,128/mo (50% DSR)
Upfront cash ≈ HK$44.04M (deposit + AVD stamp duty HK$3,450,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,137
−HK$13,930/mo
▼ 0.25% · 3.875%
HK$229,047
−HK$7,020/mo
Today · 4.125%
HK$236,067
baseline
▲ 0.50% · 4.625%
HK$250,431
+HK$14,364/mo
Deposit HK$32.47M · loan HK$48.71M · min. income ≈ HK$472,134/mo (50% DSR)
Upfront cash ≈ HK$35.92M (deposit + AVD stamp duty HK$3,450,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,125
−HK$13,352/mo
▼ 0.25% · 3.875%
HK$253,753
−HK$6,724/mo
Today · 4.125%
HK$260,477
baseline
▲ 0.50% · 4.625%
HK$274,207
+HK$13,730/mo
Deposit HK$32.47M · loan HK$48.71M · min. income ≈ HK$520,954/mo (50% DSR)
Upfront cash ≈ HK$35.92M (deposit + AVD stamp duty HK$3,450,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,160
−HK$16,252/mo
▼ 0.25% · 3.875%
HK$267,221
−HK$8,191/mo
Today · 4.125%
HK$275,412
baseline
▲ 0.50% · 4.625%
HK$292,170
+HK$16,758/mo
Deposit HK$24.35M · loan HK$56.83M · min. income ≈ HK$550,824/mo (50% DSR)
Upfront cash ≈ HK$27.80M (deposit + AVD stamp duty HK$3,450,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,313
−HK$15,577/mo
▼ 0.25% · 3.875%
HK$296,045
−HK$7,845/mo
Today · 4.125%
HK$303,890
baseline
▲ 0.50% · 4.625%
HK$319,908
+HK$16,018/mo
Deposit HK$24.35M · loan HK$56.83M · min. income ≈ HK$607,780/mo (50% DSR)
Upfront cash ≈ HK$27.80M (deposit + AVD stamp duty HK$3,450,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$333,206
−HK$20,895/mo
▼ 0.25% · 3.875%
HK$343,570
−HK$10,531/mo
Today · 4.125%
HK$354,101
baseline
▲ 0.50% · 4.625%
HK$375,647
+HK$21,546/mo
Deposit HK$8.12M · loan HK$73.06M · min. income ≈ HK$708,202/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$3,450,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$370,688
−HK$20,027/mo
▼ 0.25% · 3.875%
HK$380,630
−HK$10,085/mo
Today · 4.125%
HK$390,715
baseline
▲ 0.50% · 4.625%
HK$411,310
+HK$20,595/mo
Deposit HK$8.12M · loan HK$73.06M · min. income ≈ HK$781,430/mo (50% DSR)
Upfront cash ≈ HK$11.57M (deposit + AVD stamp duty HK$3,450,209 · Scale 2, in force from 26 Feb 2026)