LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,512
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$19,088
−HK$585/mo
Today · 4.125%
HK$19,673
baseline
▲ 0.50% · 4.625%
HK$20,870
+HK$1,197/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$39,346/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,595
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$21,147
−HK$560/mo
Today · 4.125%
HK$21,707
baseline
▲ 0.50% · 4.625%
HK$22,852
+HK$1,145/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$43,414/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,215
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,906
−HK$702/mo
Today · 4.125%
HK$23,608
baseline
▲ 0.50% · 4.625%
HK$25,044
+HK$1,436/mo
Deposit HK$3.25M · loan HK$4.87M · min. income ≈ HK$47,216/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,714
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,376
−HK$673/mo
Today · 4.125%
HK$26,049
baseline
▲ 0.50% · 4.625%
HK$27,422
+HK$1,373/mo
Deposit HK$3.25M · loan HK$4.87M · min. income ≈ HK$52,098/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,917
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$26,723
−HK$819/mo
Today · 4.125%
HK$27,542
baseline
▲ 0.50% · 4.625%
HK$29,218
+HK$1,676/mo
Deposit HK$2.44M · loan HK$5.68M · min. income ≈ HK$55,084/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,833
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,606
−HK$784/mo
Today · 4.125%
HK$30,390
baseline
▲ 0.50% · 4.625%
HK$31,992
+HK$1,602/mo
Deposit HK$2.44M · loan HK$5.68M · min. income ≈ HK$60,780/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,322
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,359
−HK$1,053/mo
Today · 4.125%
HK$35,412
baseline
▲ 0.50% · 4.625%
HK$37,566
+HK$2,154/mo
Deposit HK$812K · loan HK$7.31M · min. income ≈ HK$70,824/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,071
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,065
−HK$1,008/mo
Today · 4.125%
HK$39,073
baseline
▲ 0.50% · 4.625%
HK$41,133
+HK$2,060/mo
Deposit HK$812K · loan HK$7.31M · min. income ≈ HK$78,146/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$243,556 · Scale 2, in force from 26 Feb 2026)