LTV · monthly repayment
▼ 0.50% · 3.625%
HK$185,243
−HK$11,616/mo
▼ 0.25% · 3.875%
HK$191,005
−HK$5,854/mo
Today · 4.125%
HK$196,859
baseline
▲ 0.50% · 4.625%
HK$208,837
+HK$11,978/mo
Deposit HK$40.62M · loan HK$40.62M · min. income ≈ HK$393,718/mo (50% DSR)
Upfront cash ≈ HK$44.07M (deposit + AVD stamp duty HK$3,452,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,080
−HK$11,134/mo
▼ 0.25% · 3.875%
HK$211,607
−HK$5,607/mo
Today · 4.125%
HK$217,214
baseline
▲ 0.50% · 4.625%
HK$228,664
+HK$11,450/mo
Deposit HK$40.62M · loan HK$40.62M · min. income ≈ HK$434,428/mo (50% DSR)
Upfront cash ≈ HK$44.07M (deposit + AVD stamp duty HK$3,452,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,291
−HK$13,940/mo
▼ 0.25% · 3.875%
HK$229,206
−HK$7,025/mo
Today · 4.125%
HK$236,231
baseline
▲ 0.50% · 4.625%
HK$250,605
+HK$14,374/mo
Deposit HK$32.50M · loan HK$48.74M · min. income ≈ HK$472,462/mo (50% DSR)
Upfront cash ≈ HK$35.95M (deposit + AVD stamp duty HK$3,452,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,297
−HK$13,360/mo
▼ 0.25% · 3.875%
HK$253,929
−HK$6,728/mo
Today · 4.125%
HK$260,657
baseline
▲ 0.50% · 4.625%
HK$274,397
+HK$13,740/mo
Deposit HK$32.50M · loan HK$48.74M · min. income ≈ HK$521,314/mo (50% DSR)
Upfront cash ≈ HK$35.95M (deposit + AVD stamp duty HK$3,452,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,340
−HK$16,262/mo
▼ 0.25% · 3.875%
HK$267,406
−HK$8,196/mo
Today · 4.125%
HK$275,602
baseline
▲ 0.50% · 4.625%
HK$292,372
+HK$16,770/mo
Deposit HK$24.37M · loan HK$56.87M · min. income ≈ HK$551,204/mo (50% DSR)
Upfront cash ≈ HK$27.82M (deposit + AVD stamp duty HK$3,452,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,513
−HK$15,587/mo
▼ 0.25% · 3.875%
HK$296,250
−HK$7,850/mo
Today · 4.125%
HK$304,100
baseline
▲ 0.50% · 4.625%
HK$320,130
+HK$16,030/mo
Deposit HK$24.37M · loan HK$56.87M · min. income ≈ HK$608,200/mo (50% DSR)
Upfront cash ≈ HK$27.82M (deposit + AVD stamp duty HK$3,452,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$333,437
−HK$20,909/mo
▼ 0.25% · 3.875%
HK$343,808
−HK$10,538/mo
Today · 4.125%
HK$354,346
baseline
▲ 0.50% · 4.625%
HK$375,907
+HK$21,561/mo
Deposit HK$8.12M · loan HK$73.11M · min. income ≈ HK$708,692/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$3,452,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$370,945
−HK$20,041/mo
▼ 0.25% · 3.875%
HK$380,893
−HK$10,093/mo
Today · 4.125%
HK$390,986
baseline
▲ 0.50% · 4.625%
HK$411,595
+HK$20,609/mo
Deposit HK$8.12M · loan HK$73.11M · min. income ≈ HK$781,972/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$3,452,598 · Scale 2, in force from 26 Feb 2026)