LTV · monthly repayment
▼ 0.50% · 3.625%
HK$185,248
−HK$11,617/mo
▼ 0.25% · 3.875%
HK$191,011
−HK$5,854/mo
Today · 4.125%
HK$196,865
baseline
▲ 0.50% · 4.625%
HK$208,844
+HK$11,979/mo
Deposit HK$40.62M · loan HK$40.62M · min. income ≈ HK$393,730/mo (50% DSR)
Upfront cash ≈ HK$44.07M (deposit + AVD stamp duty HK$3,452,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,087
−HK$11,134/mo
▼ 0.25% · 3.875%
HK$211,614
−HK$5,607/mo
Today · 4.125%
HK$217,221
baseline
▲ 0.50% · 4.625%
HK$228,671
+HK$11,450/mo
Deposit HK$40.62M · loan HK$40.62M · min. income ≈ HK$434,442/mo (50% DSR)
Upfront cash ≈ HK$44.07M (deposit + AVD stamp duty HK$3,452,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,298
−HK$13,940/mo
▼ 0.25% · 3.875%
HK$229,213
−HK$7,025/mo
Today · 4.125%
HK$236,238
baseline
▲ 0.50% · 4.625%
HK$250,613
+HK$14,375/mo
Deposit HK$32.50M · loan HK$48.74M · min. income ≈ HK$472,476/mo (50% DSR)
Upfront cash ≈ HK$35.95M (deposit + AVD stamp duty HK$3,452,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,304
−HK$13,361/mo
▼ 0.25% · 3.875%
HK$253,937
−HK$6,728/mo
Today · 4.125%
HK$260,665
baseline
▲ 0.50% · 4.625%
HK$274,405
+HK$13,740/mo
Deposit HK$32.50M · loan HK$48.74M · min. income ≈ HK$521,330/mo (50% DSR)
Upfront cash ≈ HK$35.95M (deposit + AVD stamp duty HK$3,452,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,348
−HK$16,263/mo
▼ 0.25% · 3.875%
HK$267,415
−HK$8,196/mo
Today · 4.125%
HK$275,611
baseline
▲ 0.50% · 4.625%
HK$292,381
+HK$16,770/mo
Deposit HK$24.37M · loan HK$56.87M · min. income ≈ HK$551,222/mo (50% DSR)
Upfront cash ≈ HK$27.82M (deposit + AVD stamp duty HK$3,452,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,522
−HK$15,588/mo
▼ 0.25% · 3.875%
HK$296,260
−HK$7,850/mo
Today · 4.125%
HK$304,110
baseline
▲ 0.50% · 4.625%
HK$320,140
+HK$16,030/mo
Deposit HK$24.37M · loan HK$56.87M · min. income ≈ HK$608,220/mo (50% DSR)
Upfront cash ≈ HK$27.82M (deposit + AVD stamp duty HK$3,452,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$333,447
−HK$20,910/mo
▼ 0.25% · 3.875%
HK$343,819
−HK$10,538/mo
Today · 4.125%
HK$354,357
baseline
▲ 0.50% · 4.625%
HK$375,919
+HK$21,562/mo
Deposit HK$8.12M · loan HK$73.12M · min. income ≈ HK$708,714/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$3,452,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$370,957
−HK$20,041/mo
▼ 0.25% · 3.875%
HK$380,905
−HK$10,093/mo
Today · 4.125%
HK$390,998
baseline
▲ 0.50% · 4.625%
HK$411,608
+HK$20,610/mo
Deposit HK$8.12M · loan HK$73.12M · min. income ≈ HK$781,996/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$3,452,707 · Scale 2, in force from 26 Feb 2026)