LTV · monthly repayment
▼ 0.50% · 3.625%
HK$185,295
−HK$11,620/mo
▼ 0.25% · 3.875%
HK$191,059
−HK$5,856/mo
Today · 4.125%
HK$196,915
baseline
▲ 0.50% · 4.625%
HK$208,896
+HK$11,981/mo
Deposit HK$40.63M · loan HK$40.63M · min. income ≈ HK$393,830/mo (50% DSR)
Upfront cash ≈ HK$44.08M (deposit + AVD stamp duty HK$3,453,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,139
−HK$11,137/mo
▼ 0.25% · 3.875%
HK$211,667
−HK$5,609/mo
Today · 4.125%
HK$217,276
baseline
▲ 0.50% · 4.625%
HK$228,729
+HK$11,453/mo
Deposit HK$40.63M · loan HK$40.63M · min. income ≈ HK$434,552/mo (50% DSR)
Upfront cash ≈ HK$44.08M (deposit + AVD stamp duty HK$3,453,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$222,354
−HK$13,944/mo
▼ 0.25% · 3.875%
HK$229,270
−HK$7,028/mo
Today · 4.125%
HK$236,298
baseline
▲ 0.50% · 4.625%
HK$250,676
+HK$14,378/mo
Deposit HK$32.50M · loan HK$48.76M · min. income ≈ HK$472,596/mo (50% DSR)
Upfront cash ≈ HK$35.96M (deposit + AVD stamp duty HK$3,453,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$247,367
−HK$13,364/mo
▼ 0.25% · 3.875%
HK$254,001
−HK$6,730/mo
Today · 4.125%
HK$260,731
baseline
▲ 0.50% · 4.625%
HK$274,475
+HK$13,744/mo
Deposit HK$32.50M · loan HK$48.76M · min. income ≈ HK$521,462/mo (50% DSR)
Upfront cash ≈ HK$35.96M (deposit + AVD stamp duty HK$3,453,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,413
−HK$16,267/mo
▼ 0.25% · 3.875%
HK$267,482
−HK$8,198/mo
Today · 4.125%
HK$275,680
baseline
▲ 0.50% · 4.625%
HK$292,455
+HK$16,775/mo
Deposit HK$24.38M · loan HK$56.88M · min. income ≈ HK$551,360/mo (50% DSR)
Upfront cash ≈ HK$27.83M (deposit + AVD stamp duty HK$3,453,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,594
−HK$15,592/mo
▼ 0.25% · 3.875%
HK$296,334
−HK$7,852/mo
Today · 4.125%
HK$304,186
baseline
▲ 0.50% · 4.625%
HK$320,220
+HK$16,034/mo
Deposit HK$24.38M · loan HK$56.88M · min. income ≈ HK$608,372/mo (50% DSR)
Upfront cash ≈ HK$27.83M (deposit + AVD stamp duty HK$3,453,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$333,531
−HK$20,915/mo
▼ 0.25% · 3.875%
HK$343,906
−HK$10,540/mo
Today · 4.125%
HK$354,446
baseline
▲ 0.50% · 4.625%
HK$376,014
+HK$21,568/mo
Deposit HK$8.13M · loan HK$73.13M · min. income ≈ HK$708,892/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$3,453,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$371,050
−HK$20,047/mo
▼ 0.25% · 3.875%
HK$381,001
−HK$10,096/mo
Today · 4.125%
HK$391,097
baseline
▲ 0.50% · 4.625%
HK$411,712
+HK$20,615/mo
Deposit HK$8.13M · loan HK$73.13M · min. income ≈ HK$782,194/mo (50% DSR)
Upfront cash ≈ HK$11.58M (deposit + AVD stamp duty HK$3,453,576 · Scale 2, in force from 26 Feb 2026)